40 Terrace Dr, Bristol, RI 02809 Property Records

Bristol Town property record for 40 Terrace Dr, Bristol, RI 02809

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,452 sqft · built 1963
Lot Size0.23 acres (10,001 sqft)
Owner2 Individual Names on File
Last Sale$148,500 (Dec 1998)
Tax Bill$5,531 (2026)
Deeds & MortgagesOct 2021 Refinance
Jul 2020 Transfer
Flood ZoneZone X (minimal risk)
APN7-0962-15

Property Details

APN / Parcel Number

Primary APN7-0962-15
Alternative APNs
  • BRIS M:89 L:42
  • 5197

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,452 sqft Living Area
Gross Area2,977 sqft
Basement Area1,404 sqft
Unfinished Basement1,104 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,001 sqft (0.23 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number7-0962-15
Street Address40 TERRACE DR
CityBRISTOL
StateRI
Zip02809-2806
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-10
Legal Lot Number42
JurisdictionBRISTOL RI
Township / Civil DivisionBRISTOL
Census Block Group1
Census Block1004
Census Tract30902

Owner

40 Terrace Dr is owned and occupied by two individuals who acquired it in October 2021.

Source: Bristol Town records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address40 TERRACE DR, BRISTOL, RI 02809-2806
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 25, 2021Quit Claim Deed, Transfer · Stand-Alone Refinance
ENVISION BANK
Jul 29, 2020Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 9, 1998 · Amount on File
Deed SaleDec 9, 1998 · Amount on File
Prior SaleFeb 18, 1992 · Amount on File
Deed Book / Page677 / 338
Last Transfer DateOct 20, 2021
Transfer Doc002140-134
Record UpdatedOct 29, 2026

October 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBRISTOL RI
Recording DateOct 25, 2021
Property Address40 TERRACE DR, BRISTOL, RI 02809-2806
Document Number002140-131
Book / Page2140 / 131
Instrument DateOct 20, 2021
Instrument13269
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address21 ORCHARD AVE, BARRINGTON, RI 02806-4625

Mortgage

Document Number002140-134
DateOct 25, 2021
Book Page2140/134
Instrument13270
Lender
NameENVISION BANK
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueNov 1, 2051

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBRISTOL RI
Recording DateJul 29, 2020
Property Address40 TERRACE DR, BRISTOL, RI 02809-2806
Document Number2047-122
Book / Page002047 / 000122
Instrument DateJul 29, 2020
Instrument6257
Transaction TypeTransfer
Record UpdatedAug 18, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 TERRACE DR BRISTOL RI 028092806, BRISTOL, RI 02809-2806

Tax Assessment & Valuation

The 2026 property tax bill for 40 Terrace Dr was $5,531, up 19.9% from the year before.

Source: Bristol Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionBristol Town
Unified School DistrictBristol-Warren Regional School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$5,531.00 (+19.93%)
2025$4,612.00$333,700 Land $148,300 Building $185,400
2023$4,458.00 (+2.77%)$333,700 (-) Land $148,300 Building $185,400
2022$4,338.00$333,700 Land $148,300 Building $185,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 40 Terrace Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1982)
Most Recent ClaimJul 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Terrace Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 80% of Rhode Island
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBRISTOL COUNTY WATER AUTHORITY
serves 49,000 people · EPA ID RI1647515
Water SourcePurchased surface water from several systems
Last State InspectionJun 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
i3 Broadband
Cable
2,000 / 40
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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