41 Summit Ave, Albany, NY 12209 Property Records

Albany County and Albany City property record for 41 Summit Ave, Albany, NY 12209

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,638 sqft · built 1925
Lot Size	0.112 acres (4,900 sqft)
Owner	Individual Name on Record
Tax Bill	$7,047 (2026)
Deeds & Mortgages	Jul 2021 Line of Credit Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010100 76.53-1-45`

Property Details

APN / Parcel Number

Primary APN	`010100 76.53-1-45`
Alternative APNs	`010007605300010450000000` `07605300010450000000`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,638 sqft Total Area
1st Floor Area	1,319 sqft
2nd Floor Area	1,319 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	4,900 sqft (0.112 acres)
Lot Dimensions	140 ft deep x 35.3 ft wide
Porch	Slab
Porch Area	638 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	07605300010450000000
Street Address	41 SUMMIT AVE
City	ALBANY
State	NY
Zip	12209-1613
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2A
Legal Description	2 1/2 WOOD-COMP 0403905
Legal Block	1
Legal Lot Number	45.000
Jurisdiction	ALBANY NY
Township / Civil Division	ALBANY
Census Block Group	1
Census Block	1002
Census Tract	2000

Owner

Source: Albany County and Albany City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	41 SUMMIT AVE, ALBANY, NY 12209-1613
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Dec 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHEMUNG CANAL TRUST CO
Jul 2, 2025	Deed of Trust, Mortgage · Line of Credit CHEMUNG CANAL TRUST CO
Dec 15, 2025	Warranty Deed, Transfer MPR TITLE AGENCY, SMPR TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	41 SUMMIT AVE, ALBANY, NY 12209-1613
Transaction Type	Mortgage
Record Updated	Jan 22, 2026
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 SUMMIT AVE, ALBANY, NY 12209-1613

Mortgage

Document Number	0000009689
Date	Jul 2, 2021
Instrument	R2021-19689

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Jun 21, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	41 SUMMIT AVE, ALBANY, NY 12209-1613
Transaction Type	Mortgage
Record Updated	Jan 22, 2026
Title Company	SMPR TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 SUMMIT AVE, ALBANY, NY 12209-1613

Mortgage

Document Number	0000008116
Date	Dec 16, 2021
Instrument	R2021-38116

Lender

Name	CHEMUNG CANAL TRUST CO
Type	Bank
Address	ELMIRA, NY 14902

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	41 SUMMIT AVE, ALBANY, NY 12209-1613
Transaction Type	Mortgage
Record Updated	Jan 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 SUMMIT AVE, ALBANY, NY 12209-1613

Mortgage

Document Number	0000001736
Date	Jul 2, 2025
Instrument	R2025-11736

Lender

Name	CHEMUNG CANAL TRUST CO
Type	Bank
Address	ELMIRA, NY 14902

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Jun 20, 2065

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALBANY NY
Recording Date	Dec 15, 2025
Property Address	41 SUMMIT AVE, ALBANY, NY 12209-1613
Document Number	0000002906
Instrument Date	Dec 9, 2025
Instrument	R2025-22906
Transaction Type	Transfer
Record Updated	Jan 22, 2026
Title Company	MPR TITLE AGENCY, SMPR TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$2,160.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	125 LENOX AVE, ALBANY, NY 12203-2029

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	41 SUMMIT AVE, ALBANY, NY 12209-1613

Tax Assessment & Valuation

Source: Albany County and Albany City assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
Municipality	Albany City
Unified School District	Albany City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,047.00 (+94.24%)
2025		$262,000 (-) Land $52,400 Building $209,600	$272,917 (+4.17%) Land $54,583 Building $218,334
2024		$262,000 (+60.74%) Land $52,400 Building $209,600	$262,000 (+13.85%) Land $52,400 Building $209,600
2023		$163,000 (-) Land $32,600 Building $130,400	$230,128 (+12.55%) Land $46,026 Building $184,102
2022		$163,000 Land $32,600 Building $130,400	$204,466 Land $40,893 Building $163,573
2021	$3,628.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	10 (2018–2026)
Claims Outside the SFHA	10 of 10
Most Recent Claim	Jul 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALBANY CITY serves 98,000 people · EPA ID NY0100189
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	13 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,081 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Hudson Valley Wireless Fixed Wireless	200 / 20

May also be available: T-Mobile.

Nearby Properties on Summit Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures