40 Summit Ave, Albany, NY 12209 Property Records

Albany County and Albany City property record for 40 Summit Ave, Albany, NY 12209

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,638 sqft · built 1924
Lot Size	0.096 acres (4,200 sqft)
Owner	Company Name on File
Last Sale	$252,000 (Feb 2021)
Tax Bill	$7,710 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Mar 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010100 76.53-2-55`

Property Details

APN / Parcel Number

Primary APN	`010100 76.53-2-55`
Alternative APNs	`010007605300020550000000` `07605300020550000000`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,638 sqft Total Area
1st Floor Area	1,319 sqft
2nd Floor Area	1,319 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	4,200 sqft (0.096 acres)
Lot Dimensions	120 ft deep x 35 ft wide
Porch	Slab
Porch Area	638 sqft
Patio Area	252 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	07605300020550000000
Street Address	40 SUMMIT AVE
City	ALBANY
State	NY
Zip	12209-1614
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2A
Legal Description	2 1/2 WOOD-COMP 0403722
Legal Block	2
Legal Lot Number	55.000
Jurisdiction	ALBANY NY
Township / Civil Division	ALBANY
Census Block Group	1
Census Block	1003
Census Tract	2000

Owner

40 Summit Ave, a duplex, is owned by a company that bought it in February 2021.

Source: Albany County and Albany City records, as of September 23, 2026

Owner of Record	Company Name on File
Mailing Address	40 SUMMIT AVE, ALBANY, NY 12209-1614
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMESTEAD FUNDING CORP
Mar 16, 2023	Deed, Transfer
May 4, 2018	Warranty Deed, Transfer · FHA Mortgage HOMESTEAD FUNDING CORP
May 4, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 19, 2021 · Amount on File
Deed Sale	Feb 19, 2021 · Amount on File
Prior Sale	May 4, 2018 · Amount on File
Deed Document Number	20215333
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	40 SUMMIT AVE, ALBANY, NY 12209-1614
Transaction Type	Mortgage
Record Updated	Apr 19, 2023
Title Company	EAGLE TITLE AND ABSTRACT, ELITE TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005334
Date	Feb 19, 2021
Instrument	R2021-05334

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBANY NY
Recording Date	Mar 16, 2023
Property Address	40 SUMMIT AVE, ALBANY, NY 12209-1614
Document Number	0000000072
Map Reference	MAP 2038 DR 129
Instrument Date	Mar 8, 2023
Instrument	R2023-5072
Transaction Type	Transfer
Record Updated	Apr 19, 2023

Transaction

Amount	Amount on Record
Tax	$960.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1225 TOWN CENTER DR # DR1432, DR1432, PFLUGERVILLE, TX 78660-7856

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	40 SUMMIT AVE # 1, 1, ALBANY, NY 12209-1614

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALBANY NY
Recording Date	May 4, 2018
Property Address	40 SUMMIT AVE, ALBANY, NY 12209-1614
Document Number	0000009712
Instrument Date	May 2, 2018
Instrument	R2018-09712
Transaction Type	Transfer
Record Updated	Apr 7, 2022
Title Company	FIDELITY NATIONAL TITLE INS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$880.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	190 NEW CASTLE DR, 190, AURORA, OH 44202-6729

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	61 SAGE RD, WATERFORD, NY 12188-1324

Mortgage

Document Number	0000009713
Date	May 4, 2018
Instrument	R2018-09713

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBANY NY
Recording Date	May 4, 2018
Property Address	40 SUMMIT AVE, ALBANY, NY 12209-1614
Document Number	0020189712
Book / Page	002018 / 009712
Instrument Date	May 2, 2018
Transaction Type	Transfer
Record Updated	Jul 2, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 SUMMIT AVE ALBANY NY 122091614, ALBANY, NY 12209-1614

Tax Assessment & Valuation

The 2026 property tax bill for 40 Summit Ave was $7,710.

Source: Albany County and Albany City assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
Municipality	Albany City
Unified School District	Albany City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,710.00
2025		$288,000 Land $57,600 Building $230,400	$300,000 Land $60,000 Building $240,000
2023		$167,000 (-) Land $33,400 Building $133,600	$235,776 (+12.55%) Land $47,155 Building $188,621
2022		$167,000 Land $33,400 Building $133,600	$209,483 Land $41,897 Building $167,586
2021	$6,761.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 Summit Ave in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	10 (2018–2026)
Claims Outside the SFHA	10 of 10
Most Recent Claim	Jul 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Summit Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALBANY CITY serves 98,000 people · EPA ID NY0100189
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	13 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,081 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Hudson Valley Wireless Fixed Wireless	200 / 20

May also be available: T-Mobile.

Nearby Properties on Summit Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures