37 Summer St, Lawrence, MA 01840 Property Records

Essex County and Lawrence City property record for 37 Summer St, Lawrence, MA 01840

Property Summary

Property Type	Triplex
Details	9 bd · 3 ba · 3,432 sqft · built 1920
Lot Size	0.107 acres (4,650 sqft)
Owner	Individual Name on Record
Last Sale	$386,500 (Apr 2018)
Tax Bill	$5,914 (2026)
Deeds & Mortgages	Nov 2023 Refinance Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`87 0000 0081 A`

Property Details

APN / Parcel Number

Primary APN	`87 0000 0081 A`
Alternative APN	`LAWR M:0087 B:0000 L:0081`

Interior

Bedrooms	9 Beds
Full Baths	3 Baths
Total Rooms	16 Rooms
Units	3 Units
Stories	3 Stories
Building Area	3,432 sqft Living Area
Gross Area	4,756 sqft
Basement Area	1,174 sqft
Unfinished Basement	1,174 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	4,650 sqft (0.107 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	87 0000 0081 A
Street Address	37 SUMMER ST
City	LAWRENCE
State	MA
Zip	01840-1796
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	R3
Legal Subdivision	PLAN 6587B
Legal Lot Number	81
Jurisdiction	LAWRENCE MA
Township / Civil Division	LAWRENCE
Census Block Group	2
Census Block	2002
Census Tract	250900

Owner

Source: Essex County and Lawrence City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	37 SUMMER ST, LAWRENCE, MA 01840-1796
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance JEANNE D ARC CU
Apr 2, 2018	Quit Claim Deed, Transfer · FHA Mortgage EQUITY PRIME MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2018 · Amount on Record
Deed Sale	Apr 2, 2018 · Amount on Record
Prior Sale	Apr 16, 2010 · Amount on Record
Transfer Doc	0000117648
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	37 SUMMER ST, LAWRENCE, MA 01840-1796
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000129376
Date	Nov 28, 2023
Instrument	129376

Lender

Name	JEANNE D ARC CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2043

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAWRENCE MA
Recording Date	Apr 2, 2018
Property Address	37 SUMMER ST, LAWRENCE, MA 01840-1796
Document Number	0000117648
Instrument Date	Mar 30, 2018
Instrument	117648
Transaction Type	Transfer
Record Updated	Apr 24, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,762.44
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 SUMMER ST LAWRENCE MA 018401717, LAWRENCE, MA 01840-1717

Mortgage

Document Number	117649
Date	Apr 2, 2018
Instrument	117649

Lender

Name	EQUITY PRIME MTG

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Essex County and Lawrence City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lawrence City
Unified School District	Lawrence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$5,914.00 (+6.48%)	$684,500 (+8.46%) Land $109,100 Building $575,400
2025	$5,554.00 (+5.61%)	$631,100 (+11.01%) Land $109,100 Building $522,000
2024	$5,259.00 (-2.59%)	$568,500 (+6.98%) Land $114,600 Building $453,900
2023	$5,399.00	$531,400 Land $110,700 Building $420,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAWRENCE WATER WORKS serves 89,143 people · EPA ID MA3149000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2016
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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