41 Smith St, Rouses Point, NY 12979 Property Records

Clinton County and Champlain Town property record for 41 Smith St, Rouses Point, NY 12979

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,000 sqft · built 1975
Lot Size	0.472 acres (20,600 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Dec 2015)
Tax Bill	$6,831 (2026)
Deeds & Mortgages	Jan 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`092803 35.6-1-33`

Property Details

APN / Parcel Number

Primary APN	`092803 35.6-1-33`
Alternative APN	`280303500600010330000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,000 sqft Living Area
1st Floor Area	2,000 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	20,600 sqft (0.472 acres)
Lot Dimensions	206 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Vinyl Pool
Porch	Slab
Porch Area	264 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	41 SMITH ST
City	ROUSES POINT
State	NY
Zip	12979-1602
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 48 S & G
Legal Block	1
Legal Lot Number	33.000
Jurisdiction	CLINTON NY
Township / Civil Division	CHAMPLAIN
Census Block Group	3
Census Block	3037
Census Tract	100102

Owner

Source: Clinton County and Champlain Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	41 SMITH ST, ROUSES POINT, NY 12979-1602
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 2015 · Amount on Record
Deed Sale	Dec 31, 2015 · Amount on Record
Prior Sale	Aug 15, 2005 · Amount on Record
Deed Book / Page	20152 / 76638
Last Transfer Date	Dec 28, 2020
Transfer Doc	0000313243
Record Updated	Oct 29, 2026

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLINTON NY
Recording Date	Jan 21, 2021
Property Address	41 SMITH ST, ROUSES POINT, NY 12979-1602
Document Number	0000313243
Instrument Date	Dec 28, 2020
Instrument	20210-00313243
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 SMITH ST, ROUSES POINT, NY 12979-1602

Mortgage

Document Number	0000313244
Date	Jan 21, 2021
Instrument	20210-00313244

Lender

Name	PARAGON HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Clinton County and Champlain Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Clinton County
County Subdivision	Champlain Town
Municipality	Rouses Point Village
Unified School District	Northeastern Clinton Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,831.00 (+609.35%)
2025	$963.00	$288,800 (+16.92%) Land $30,400 Building $258,400	$288,800 (+16.92%) Land $30,400 Building $258,400
2023		$247,000 Land $30,400 Building $216,600	$247,000 Land $30,400 Building $216,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	4 (2011)
Most Recent Claim	May 2011 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds
Claims by Event	Severe Storms, Flooding, Tornadoes, And Straight-line Winds, May 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20