Clinton County and Champlain Town property record for 40 Smith St, Rouses Point, NY 12979
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,294 sqft · built 1973 |
| Lot Size | 0.431 acres (18,800 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $330,000 (Oct 2025) |
| Tax Bill | $6,471 (2026) |
| Deeds & Mortgages | Oct 2025 Sale Jul 2022 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 092803 35.6-1-35 |
| Primary APN | 092803 35.6-1-35 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,294 sqft Living Area |
| 1st Floor Area | 1,294 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 18,800 sqft (0.431 acres) |
| Lot Dimensions | 188 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 1,040 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 747 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 40 SMITH ST |
|---|---|
| City | ROUSES POINT |
| State | NY |
| Zip | 12979-1603 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDV BEACON HGTS LOT |
| Legal Block | 1 |
| Legal Lot Number | 35.000 |
| Jurisdiction | CLINTON NY |
| Township / Civil Division | CHAMPLAIN |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 100102 |
Source: Clinton County and Champlain Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 40 SMITH ST, ROUSES POINT, NY 12979-1603 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Oct 10, 2025 | Deed, Transfer |
| Jul 15, 2022 | Warranty Deed, Transfer · Stand-Alone Refinance COMMUNITY BANK NA |
| Apr 8, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance DEERE EMPLOYEES CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 10, 2025 · Amount on Record |
| Deed Sale | Oct 10, 2025 · Amount on Record |
| Prior Sale | Jan 9, 2013 · Amount on Record |
| Prior Transfer Date | Jul 7, 2022 |
| Prior Transfer Doc | 0000325898 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CLINTON NY |
| Recording Date | Oct 10, 2025 |
| Property Address | 40 SMITH ST, ROUSES POINT, NY 12979-1603 |
| Document Number | 0000346785 |
| Instrument Date | Sep 29, 2025 |
| Instrument | 2025-00346785 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLINTON NY |
| Recording Date | Jul 15, 2022 |
| Property Address | 40 SMITH ST, ROUSES POINT, NY 12979-1603 |
| Document Number | 0000325898 |
| Instrument Date | Jul 7, 2022 |
| Instrument | 20220-00325898 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 40 SMITH ST, ROUSES POINT, NY 12979-1603 |
| Document Number | 0000325899 |
|---|---|
| Date | Jul 15, 2022 |
| Instrument | 20220-00325899 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON NY |
| Property Address | 40 SMITH ST, ROUSES POINT, NY 12979-1603 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000315112 |
|---|---|
| Date | Apr 8, 2021 |
| Instrument | 20210-00315112 |
| Name | DEERE EMPLOYEES CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 85 Months |
| Due | May 1, 2028 |
Source: Clinton County and Champlain Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Clinton County |
| County Subdivision | Champlain Town |
| Municipality | Rouses Point Village |
| Unified School District | Northeastern Clinton Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,471.00 (+608.76%) Homeowner's exemption | ||
| 2025 | $913.00 (-86.03%) | $273,600 (+5.27%) Land $29,600 Building $244,000 | $273,600 (+5.27%) Land $29,600 Building $244,000 |
| 2024 | $6,534.00 Homeowner's exemption | $259,900 (+11.12%) Land $29,600 Building $230,300 | $259,900 (+11.12%) Land $29,600 Building $230,300 |
| 2023 | $233,900 Land $29,600 Building $204,300 | $233,900 Land $29,600 Building $204,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 4 (2011) |
| Most Recent Claim | May 2011 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROUSES POINT VILLAGE WD serves 2,550 people · EPA ID NY0900223 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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