41 Silverthorn St, Freeport, FL 32439 Property Records

Walton County property record for 41 Silverthorn St, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,253 sqft · built 2023
Lot Size	0.145 acres (6,328 sqft)
Owner	Individual Name on Record
Last Sale	$284,400 (Jun 2023)
Tax Bill	$175 (2024)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Sep 2021 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`25-1N-19-17010-001-0040`

Property Details

APN / Parcel Number

Primary APN	`25-1N-19-17010-001-0040`
Alternative APN	`1047300`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,253 sqft Living Area
Gross Area	1,734 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,328 sqft (0.145 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1047300
Street Address	41 SILVERTHORN ST
City	FREEPORT
State	FL
Zip	32439-0270
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 BLK 1 OWLS HEAD PH I PB 17 PG 61 OR 2960-1445 OR 3276-2442 OR 3292-353
Legal Range	19W
Legal Township	01N
Legal Section	25
Legal Subdivision	OWLS HEAD PH I
Legal Phase	1
Legal Block	1
Legal Lot Number	4
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2022
Census Tract	950501

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	41 SILVERTHORN ST, FREEPORT, FL 32439-0270
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2023	Special Warranty Deed, Subdivision Related Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Sep 17, 2021	Quit Claim Deed, Transfer · Line of Credit PRIME MERIDIAN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2023 · Amount on Record
Deed Sale	Jun 8, 2023 · Amount on Record
Prior Sale	Sep 17, 2021 · Amount on Record
Deed Document Number	20230020460
Deed Book / Page	3292 / 353
Record Updated	Jun 8, 2026

June 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jun 8, 2023
Property Address	41 SILVERTHORN ST, FREEPORT, FL 32439-0270
Document Number	0032920353
Book / Page	3292 / 353
Map Reference	MB 17 PG 61&61A-61E
Instrument Date	Jun 6, 2023
Instrument	20230020460
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 18, 2025
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,990.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14251 PANAMA CITY BEACH PKWY, PANAMA CITY BEACH, FL 32413-2820

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 SILVERTHRON ST, FREEPORT, FL 32439-0270
Investor	Possibly a Property Investor

Mortgage

Document Number	0003292354
Date	Jun 8, 2023
Instrument	3292/354

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON FL
Recording Date	Sep 17, 2021
Property Address	41 SILVERTHORN ST, FREEPORT, FL 32439-0270
Document Number	0032163280
Book / Page	3216 / 3280
Map Reference	MB 17 PG 61-61E
Instrument Date	Sep 15, 2021
Instrument	20210046667
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$26,950.00
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3434 COLWELL AVE STE 200, 200, TAMPA, FL 33614-8390

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1538 METROPOLITAN BLVD, TALLAHASSEE, FL 32308-3775

Mortgage

Document Number	0032163289
Date	Sep 17, 2021
Instrument	3216/3289

Lender

Name	PRIME MERIDIAN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$213,053 (+255.09%) Land $63,000 Building $150,053	$213,053 (+255.09%) Land $63,000 Building $150,053
2024	$175.00 (-80.98%)
2023	$920.00 (+454.22%)	$60,000 (+2,574.99%) Land $60,000	$60,000 (+2,574.99%) Land $60,000
2022	$166.00	$2,243 Land $2,243	$2,243 Land $2,243

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	68 (1990–2020)
Claims Outside the SFHA	15 of 68
Most Recent Claim	Oct 2020 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Hurricane Frances, Sep 2004 · 21 claims Hurricane Opal, Oct 1995 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREEPORT serves 12,020 people · EPA ID FL1660290
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wildstar Networks Fixed Wireless	200 / 50

May also be available: Cox Communications.

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