28 Silverthorn St, Freeport, FL 32439 Property Records

Walton County property record for 28 Silverthorn St, Freeport, FL 32439

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,990 sqft · built 2023
Lot Size0.211 acres (9,204 sqft)
OwnerIndividual Name on File
Last Sale$334,900 (Feb 2024)
Tax Bill$4,461 (2024)
Deeds & MortgagesFeb 2024 Sale & Mortgage
Sep 2021 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN25-1N-19-17010-002-0170

Property Details

APN / Parcel Number

Primary APN25-1N-19-17010-002-0170
Alternative APN
  • 1047326

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area1,990 sqft Living Area
Gross Area2,668 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2023
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,204 sqft (0.211 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number1047326
Street Address28 SILVERTHORN ST
CityFREEPORT
StateFL
Zip32439-0270
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 17 BLK 2 OWLS HEAD PH I PB 17-61 OR 2960-1445 OR 2960-1445 OR 3276-2442 OR 3316-2246
Legal Range19W
Legal Township01N
Legal Section25
Legal SubdivisionOWLS HEAD PH I
Legal Phase1
Legal Block2
Legal Lot Number17
JurisdictionWALTON FL
Township / Civil DivisionFREEPORT
Census Block Group2
Census Block2024
Census Tract950501

Owner

Source: Walton County records · APN 25-1N-19-17010-002-0170

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address954 INDIAN WOMAN RD, SANTA ROSA BEACH, FL 32459-3934
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 26, 2024Warranty Deed, Subdivision Related Transfer · FHA Mortgage
DHI MORTGAGE COMPANY LTD
Sep 17, 2021Quit Claim Deed, Transfer · Line of Credit
PRIME MERIDIAN BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 26, 2024 · Amount on Record
Deed SaleFeb 26, 2024 · Amount on Record
Prior SaleSep 17, 2021 · Amount on Record
Deed Document Number20240006522
Deed Book / Page3316 / 2246
Record UpdatedJun 08, 2026

February 2024: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateFeb 26, 2024
Property Address28 SILVERTHORN ST, FREEPORT, FL 32439-0270
Document Number0033162246
Book / Page3316 / 2246
Map ReferenceMB 17 PG 61,61A-61E
Instrument DateFeb 15, 2024
Instrument20240006522
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 18, 2025
Title CompanyDHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,344.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14251 PANAMA CITY BEACH PKWY, PANAMA CITY, FL 32413-2820

Transferred To (Grantee/Buyer)

NameVerified Name
Address954 INDIAN WOMAN RD, SANTA ROSA BEACH, FL 32459-3934

Mortgage

Document Number0033162247
DateFeb 26, 2024
Instrument3316/2247
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2054

September 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWALTON FL
Recording DateSep 17, 2021
Property Address28 SILVERTHORN ST, FREEPORT, FL 32439-0270
Document Number0032163280
Book / Page3216 / 3280
Map ReferenceMB 17 PG 61-61E
Instrument DateSep 15, 2021
Instrument20210046667
Transaction TypeTransfer
Record UpdatedDec 18, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$26,950.00
Amount AccuracyRounded by County
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address3434 COLWELL AVE STE 200, 200, TAMPA, FL 33614-8390

Transferred To (Grantee/Buyer)

NameVerified Name
Address1538 METROPOLITAN BLVD, TALLAHASSEE, FL 32308-3775

Mortgage

Document Number0032163289
DateSep 17, 2021
Instrument3216/3289
Lender
NamePRIME MERIDIAN BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
MunicipalityFreeport City
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$289,481 (+382.47%) Land $63,000 Building $226,481$289,481 (+382.47%) Land $63,000 Building $226,481
2024$4,461.00 (+384.89%)
2023$920.00 (+454.22%)$60,000 (+2,574.99%) Land $60,000$60,000 (+2,574.99%) Land $60,000
2022$166.00$2,243 Land $2,243$2,243 Land $2,243

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 38 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies38 in force
Nearby Flood Claims68 (1990–2020)
Claims Outside the SFHA15 of 68
Most Recent ClaimOct 2020 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 7 claims
  • Hurricane Frances, Sep 2004 · 21 claims
  • Hurricane Opal, Oct 1995 · 11 claims

Wildfire

Wildfire RiskModerate
above 48% of the US · lower than 81% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Point Broadband Fiber Holding
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Wildstar Networks
Fixed Wireless
200 / 50

May also be available: Cox Communications.

Based on FCC filings for 58 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF FREEPORT
serves 12,020 people
Water SourceGroundwater
Last State InspectionJan 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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