Essex County and Andover Town property record for 41 School St, Andover, MA 01810
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 4,239 sqft · built 1840 |
| Lot Size | 0.661 acres (28,811 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $2,100,000 (Feb 2025) |
| Tax Bill | $22,321 (2025) |
| Deeds & Mortgages | Dec 2016 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | ANDO M:00055 B:00117 L:00000 |
| Primary APN | ANDO M:00055 B:00117 L:00000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 4,239 sqft Living Area |
| Gross Area | 8,039 sqft |
| Basement Area | 2,183 sqft |
| Unfinished Basement | 2,183 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1840 |
|---|---|
| Effective Year Built | Effective 1840 |
| Architectural Style | Historical |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 28,811 sqft (0.661 acres) |
| Garage Type | Detached |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Street Address | 41 SCHOOL ST |
|---|---|
| City | ANDOVER |
| State | MA |
| Zip | 01810-4036 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SRA |
| Legal Block | 117 |
| Jurisdiction | ANDOVER MA |
| Township / Civil Division | ANDOVER |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 254200 |
41 School St is owner-occupied and held in a trust since February 2025.
Source: Essex County and Andover Town records, as of July 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 41 SCHOOL ST, ANDOVER, MA 01810-4036 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 4, 2025 · Amount on File |
| Deed Sale | Feb 4, 2025 · Amount on File |
| Prior Sale | Jul 10, 2024 · Amount on File |
| Deed Book / Page | 18207 / 73 |
| Prior Transfer Date | Nov 20, 2024 |
| Prior Transfer Doc | 0018207-73 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 41 SCHOOL ST, ANDOVER, MA 01810-4036 |
| Document Number | 14947-151 |
| Instrument Date | Dec 20, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Document Number | 14947-151 |
|---|---|
| Date | Jan 9, 2017 |
| Book Page | 014947/000151 |
| Instrument | 553 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 8, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 41 School St was $22,321, up 9.1% from the year before.
Source: Essex County and Andover Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Andover Town |
| Unified School District | Andover School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $22,321.00 (+9.06%) | $1,787,100 (+12.47%) Land $939,200 Building $847,900 | $1,924,415 |
| 2024 | $20,466.00 (+4.56%) | $1,589,000 (+10.89%) Land $856,700 Building $732,300 | |
| 2023 | $19,573.00 | $1,432,900 Land $771,700 Building $661,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 41 School St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1978) |
| Most Recent Claim | Feb 1978 · Coastal Storms, Flood, Ice & Snow |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 41 School St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ANDOVER WATER DEPT serves 36,569 people · EPA ID MA3009000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement currently in violation since Nov 2021 Corrosion control Jan 2022 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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