Essex County and Andover Town property record for 35 School St, Andover, MA 01810
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 4,187 sqft · built 1900 |
| Lot Size | 0.375 acres (16,322 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $830,000 (Apr 2011) |
| Tax Bill | $19,473 (2025) |
| Deeds & Mortgages | Jan 2026 Transfer Nov 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | ANDO M:00040 B:00005 L:00000 |
| Primary APN | ANDO M:00040 B:00005 L:00000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 3 Stories |
| Building Area | 4,187 sqft Living Area |
| Gross Area | 7,591 sqft |
| Basement Area | 1,794 sqft |
| Unfinished Basement | 1,794 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,322 sqft (0.375 acres) |
| Garage Type | Detached |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Street Address | 35 SCHOOL ST |
|---|---|
| City | ANDOVER |
| State | MA |
| Zip | 01810-4035 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SRA |
| Legal Block | 5 |
| Jurisdiction | ANDOVER MA |
| Township / Civil Division | ANDOVER |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 254200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Academy Hill Historic District listed 1982 · 137 contributing resources · NRIS 82000475 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Essex County and Andover Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 35 SCHOOL ST, ANDOVER, MA 01810-4035 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Jan 7, 2026 | Quit Claim Deed, Transfer Quitclaim |
| Nov 29, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance DIGITAL FCU |
| Nov 15, 2018 | Deed of Trust, Mortgage · ARM TIAA CREF T CO FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 20, 2011 · Amount on Record |
| Deed Sale | Apr 20, 2011 · Amount on Record |
| Prior Sale | Sep 11, 2000 · Amount on Record |
| Deed Book / Page | 12465 / 264 |
| Last Transfer Date | Jan 7, 2026 |
| Transfer Doc | 018484-140 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ANDOVER MA |
| Recording Date | Jan 7, 2026 |
| Property Address | 35 SCHOOL ST, ANDOVER, MA 01810-4035 |
| Document Number | 018484-140 |
| Book / Page | 18484 / 140 |
| Instrument Date | Jan 7, 2026 |
| Instrument | 229 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 35 SCHOOL ST, ANDOVER, MA 01810-4035 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 35 SCHOOL ST, ANDOVER, MA 01810-4035 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 017246-253 |
|---|---|
| Date | Nov 29, 2021 |
| Book Page | 17246/253 |
| Instrument | 38795 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Dec 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 35 SCHOOL ST, ANDOVER, MA 01810-4035 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 15681-61 |
|---|---|
| Date | Nov 15, 2018 |
| Book Page | 15681/61 |
| Instrument | 27902 |
| Name | TIAA CREF T CO FSB |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Essex County and Andover Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Andover Town |
| Unified School District | Andover School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $19,473.00 (+4.65%) | $1,559,100 (+7.92%) Land $849,300 Building $709,800 | $1,674,945 |
| 2024 | $18,608.00 (+4.74%) | $1,444,700 (+11.08%) Land $774,600 Building $670,100 | |
| 2023 | $17,766.00 | $1,300,600 Land $697,900 Building $602,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1978) |
| Most Recent Claim | Feb 1978 · Coastal Storms, Flood, Ice & Snow |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ANDOVER WATER DEPT serves 36,569 people · EPA ID MA3009000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement currently in violation since Nov 2021 Corrosion control Jan 2022 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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