Kershaw County property record for 41 Saughtree Ln W, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 5,088 sqft · built 2016 |
| Lot Size | 0.369 acres (16,117 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $500,000 (May 2024) |
| Tax Bill | $2,203 (2025) |
| Deeds & Mortgages | May 2024 Sale & Mortgage May 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 358-00-00-105-SKB |
| Primary APN | 358-00-00-105-SKB |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 5,088 sqft Gross Area |
| Gross Area | 4,218 sqft |
| Year Built | Built 2016 |
|---|---|
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 16,117 sqft (0.369 acres) |
| Account Number | 2345 |
|---|---|
| Old Parcel Number | 358-00-00-105 SKB |
| Street Address | 41 SAUGHTREE LN W |
| City | ELGIN |
| State | SC |
| Zip | 29045-8398 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Description | KELSNEY RIDGE SUBDIV PHASE 2B LOT 105 |
| Legal Subdivision | KELSNEY RIDGE SUBD |
| Legal Phase | 2B |
| Legal Lot Number | 105 |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 970908 |
Source: Kershaw County records, as of November 6, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 41 SAUGHTREE LN W, ELGIN, SC 29045-8398 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 2, 2024 | Deed, Transfer · Conventional Mortgage FOUNDATION MORTGAGE CORP |
| May 18, 2020 | Grant Deed, Transfer · VA Mortgage USAA |
| Oct 8, 2018 | Quit Claim Deed, Transfer MR COOPER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 2, 2024 · Amount on Record |
| Deed Sale | May 2, 2024 · Amount on Record |
| Deed Document Number | 2024-3505 |
| Deed Book / Page | 5131 / 168 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | May 2, 2024 |
| Property Address | 41 SAUGHTREE LN W, ELGIN, SC 29045-8398 |
| Document Number | 0020243505 |
| Book / Page | 5131 / 168 |
| Map Reference | MB C178 PG 1 |
| Instrument Date | Mar 21, 2024 |
| Instrument | 2024-3505 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2024 |
| Title Company | NOT AVAILABLE, SOURCEPOINT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,300.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 41 SAUGHTREE LN W, ELGIN, SC 29045-8398 |
| Document Number | 0020243506 |
|---|---|
| Date | May 2, 2024 |
| Instrument | 2024-3506 |
| Name | FOUNDATION MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2054 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | May 18, 2020 |
| Property Address | 41 SAUGHTREE LN W, ELGIN, SC 29045-8398 |
| Document Number | 0000004224 |
| Book / Page | 004223 / 000193 |
| Instrument Date | May 18, 2020 |
| Instrument | 4224 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,397.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 41 SAUGHTREE LN W ELGIN SC 290458398, ELGIN, SC 29045-8398 |
| Document Number | 4225 |
|---|---|
| Date | May 18, 2020 |
| Book Page | 004223/000195 |
| Instrument | 4225 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 17, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Oct 8, 2018 |
| Property Address | 41 SAUGHTREE LN W, ELGIN, SC 29045-8398 |
| Document Number | 0000007935 |
| Book / Page | 003929 / 000211 |
| Instrument Date | Sep 29, 2018 |
| Instrument | 7935 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2020 |
| Title Company | TITLE 365 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 41 SAUGHTREE LN W ELGIN SC 290458398, ELGIN, SC 29045-8398 |
| Document Number | 7936 |
|---|---|
| Date | Oct 8, 2018 |
| Book Page | 003929/000218 |
| Instrument | 7936 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Amount | Amount Recorded |
|---|---|
| Term | 300 Months |
| Due | Oct 7, 2043 |
Source: Kershaw County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,203.00 (-0.81%) | $500,000 (+33.44%) Land $55,000 Building $445,000 | $500,000 (+33.44%) |
| 2023 | $2,221.00 | $374,700 Land $40,000 Building $334,700 | $374,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 42% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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