Kershaw County property record for 33 Saughtree Ln W, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 4,539 sqft · built 2016 |
| Lot Size | 0.369 acres (16,117 sqft) |
| Owner | Individual Name on File |
| Last Sale | $440,000 (Dec 2023) |
| Tax Bill | $2,550 (2025) |
| Deeds & Mortgages | Dec 2023 Sale & Mortgage Dec 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 358-00-00-103-SKB |
| Primary APN | 358-00-00-103-SKB |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 4,539 sqft Gross Area |
| Gross Area | 4,691 sqft |
| Year Built | Built 2016 |
|---|---|
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 16,117 sqft (0.369 acres) |
| Account Number | 2345 |
|---|---|
| Old Parcel Number | 358-00-00-103 SKB |
| Street Address | 33 SAUGHTREE LN W |
| City | ELGIN |
| State | SC |
| Zip | 29045-8398 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Description | KELSNEY RIDGE SUBDIV PHASE 2-B LOT 103 |
| Legal Subdivision | KELSNEY RIDGE SUBD |
| Legal Phase | 2 |
| Legal Lot Number | 103 |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 970908 |
33 Saughtree Ln W is owned and occupied by an individual who bought it in December 2023.
Source: Kershaw County records, as of November 6, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 33 SAUGHTREE LN W, ELGIN, SC 29045-8398 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 18, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 18, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 18, 2023 · Amount on File |
| Deed Sale | Dec 18, 2023 · Amount on File |
| Deed Document Number | 2023-10725 |
| Deed Book / Page | 5062 / 262 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Dec 18, 2023 |
| Property Address | 33 SAUGHTREE LN W, ELGIN, SC 29045-8398 |
| Document Number | 0202310725 |
| Book / Page | 5062 / 262 |
| Map Reference | MB C178 PG 1 |
| Instrument Date | Dec 15, 2023 |
| Instrument | 2023-10725 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,144.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 33 SAUGHTREE LN, ELGIN, SC 29045-8374 |
| Document Number | 0202310726 |
|---|---|
| Date | Dec 18, 2023 |
| Instrument | 2023-10726 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Dec 18, 2023 |
| Property Address | 33 SAUGHTREE LN W, ELGIN, SC 29045-8398 |
| Document Number | 0202310725 |
| Book / Page | 5062 / 262 |
| Map Reference | MB C178 PG 1 |
| Instrument Date | Dec 15, 2023 |
| Instrument | 2023-10725 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,144.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 33 SAUGHTREE LN, ELGIN, SC 29045-8374 |
| Document Number | 0202310726 |
|---|---|
| Date | Dec 18, 2023 |
| Instrument | 2023-10726 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2054 |
The 2025 property tax bill for 33 Saughtree Ln W was $2,550.
Source: Kershaw County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,550.00 | $439,700 Land $55,000 Building $384,700 | $439,700 |
| 2023 | $1,560.00 (+4.42%) | $302,600 (-) Land $40,000 Building $262,600 | $302,600 (-) |
| 2022 | $1,494.00 | $302,600 Land $40,000 Building $262,600 | $302,600 Land $40,000 Building $262,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 33 Saughtree Ln W in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 33 Saughtree Ln W is moderate, ranking above 46% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 42% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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