41 S Cummings Dr, Middletown, DE 19709 Property Records

New Castle County property record for 41 S Cummings Dr, Middletown, DE 19709

Property Summary

Property TypeDuplex
Details3 bd · 2 ba · 1,738 sqft · built 2004
Lot Size0.13 acres (5,663 sqft)
OwnerIndividual Name on File
Last Sale$275,000 (Nov 2018)
Tax Bill$2,855 (2025)
Deeds & MortgagesNov 2019 Mortgage
Nov 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN23-020.00-052

Property Details

APN / Parcel Number

Primary APN23-020.00-052

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths2 Half Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area1,738 sqft Living Area
1st Floor Area854 sqft
Family RoomFamily Room
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,663 sqft (0.13 acres)
Lot Dimensions127 ft deep x 38 ft wide
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address41 S CUMMINGS DR
CityMIDDLETOWN
StateDE
Zip19709-1663
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning Code23R-3
Legal DescriptionL155 156
Legal SubdivisionMIDDLETOWN CROSSING
Legal Lot Number155
JurisdictionNEW CASTLE DE
Township / Civil DivisionMIDDLETOWN-ODESSA
Census Block Group1
Census Block1002
Census Tract16614

Owner

Source: New Castle County records · APN 23-020.00-052

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address41 S CUMMINGS DR, MIDDLETOWN, DE 19709-1663
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 05, 2019Deed of Trust, Mortgage · Conventional Mortgage
PIKE CREEK MORTGAGE SERVICES INC
Nov 07, 2018Deed, Transfer · Conventional Mortgage
PIKE CREEK MORTGAGE SERVICES INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 07, 2018 · Amount on Record
Deed SaleNov 07, 2018 · Amount on Record
Prior SaleJun 01, 2005 · Amount on Record
Deed Document Number201859011
Record UpdatedJun 08, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW CASTLE DE
Property Address41 S CUMMINGS DR, MIDDLETOWN, DE 19709-1663
Transaction TypeMortgage
Record UpdatedOct 21, 2022
Title CompanyOLD REPUBLIC NATL TTL INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000088836
DateNov 05, 2019
Instrument20191105-0088836
Lender
NamePIKE CREEK MORTGAGE SERVICES INC
TypeMortgage Company
AddressNEWARK, DE 19711
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueNov 01, 2044

November 2018: Deed, Transfer

Document TypeDeed
JurisdictionNEW CASTLE DE
Recording DateNov 07, 2018
Property Address41 S CUMMINGS DR, MIDDLETOWN, DE 19709-1663
Document Number0000059011
Map ReferenceDOC20030429-0050913
Instrument DateOct 30, 2018
Instrument20181107-0059011
Transaction TypeTransfer
Record UpdatedOct 21, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address41 S CUMMINGS DR, MIDDLETOWN, DE 19709-1663

Mortgage

Document Number0000059015
DateNov 07, 2018
Instrument20181107-0059015
Lender
NamePIKE CREEK MORTGAGE SERVICES INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2048

Tax Assessment & Valuation

Source: New Castle County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateDelaware
CountyNew Castle County
MunicipalityMiddletown Town
Unified School DistrictAppoquinimink School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2025$2,855.00 (+27.57%)$424,600 (+484.04%) Land $66,200 Building $358,400
2023$2,238.00 (+0.13%)$72,700 (-) Land $8,300 Building $64,400
2022$2,235.00$72,700 Land $8,300 Building $64,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 21, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 96% of the US · lower than 84% of Delaware
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cogeco Cable Holdings II
Cable
1,000 / 50
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

May also be available: Xfinity.

Based on FCC filings for 338 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemWILLOW GROVE MILL
serves 3,090 people
Water SourcePurchased groundwater from ARTESIAN WATER COMPANY
Last State InspectionSep 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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