37 S Cummings Dr, Middletown, DE 19709 Property Records

New Castle County property record for 37 S Cummings Dr, Middletown, DE 19709

Property Summary

Property TypeDuplex
Details3 bd · 2.5 ba · 2,015 sqft · built 2004
Lot Size0.11 acres (4,792 sqft)
OwnerIndividual Name on Record
Tax Bill$3,338 (2025)
Deeds & MortgagesAug 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN23-020.00-054

Property Details

APN / Parcel Number

Primary APN23-020.00-054

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area2,015 sqft Living Area
1st Floor Area1,286 sqft
Family RoomFamily Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,792 sqft (0.11 acres)
Lot Dimensions125 ft deep x 40 ft wide
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address37 S CUMMINGS DR
CityMIDDLETOWN
StateDE
Zip19709-1663
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning Code23R-3
Legal DescriptionL153 154
Legal SubdivisionMIDDLETOWN CROSSING
Legal Lot Number153
JurisdictionNEW CASTLE DE
Township / Civil DivisionMIDDLETOWN-ODESSA
Census Block Group1
Census Block1002
Census Tract16614

Owner

Source: New Castle County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address37 S CUMMINGS DR, MIDDLETOWN, DE 19709-1663
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 9, 2018
Deed SaleAug 9, 2018
Prior SaleDec 17, 2004 · Amount on Record
Deed Document Number201840426
Prior Transfer DateDec 4, 2009
Prior Transfer Doc0000081325
Record UpdatedJun 8, 2026

August 2018: Deed, Transfer

Document TypeDeed
JurisdictionNEW CASTLE DE
Recording DateAug 9, 2018
Property Address37 S CUMMINGS DR, MIDDLETOWN, DE 19709-1663
Document Number0000040426
Map ReferenceDOC200304290050913
Instrument DateJul 27, 2018
Instrument20180809-0040426
Transaction TypeTransfer
Record UpdatedOct 20, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address37 S CUMMINGS DR # 1, 1, MIDDLETOWN, DE 19709-1663

Mortgage

Document Number0000040427
DateAug 9, 2018
Instrument20180809-0040427
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2048

Tax Assessment & Valuation

Source: New Castle County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateDelaware
CountyNew Castle County
MunicipalityMiddletown Town
Unified School DistrictAppoquinimink School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$3,338.00 (+29.08%)$496,500 (+491.07%) Land $66,200 Building $430,300
2023$2,586.00 (+0.15%)$84,000 (-) Land $8,200 Building $75,800
2022$2,582.00$84,000 Land $8,200 Building $75,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 84% of Delaware
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWILLOW GROVE MILL
serves 3,090 people · EPA ID DE0020122
Water SourcePurchased groundwater from ARTESIAN WATER COMPANY
Last State InspectionSep 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable
1,000 / 50
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

May also be available: Xfinity.

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