Polk County property record for 41 S 5th St, Independence, OR 97351
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 3.5 ba · 3,225 sqft · built 1980 |
| Lot Size | 0.246 acres (10,692 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $575,000 (May 2026) |
| Tax Bill | $6,260 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08428-BA-13801 |
| Primary APN | 08428-BA-13801 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Building Area | 3,225 sqft Living Area |
| Gross Area | 4,065 sqft |
| 1st Floor Area | 2,065 sqft |
| Basement Area | 1,160 sqft |
| Finished Basement | 1,160 sqft |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Central Vacuum | Central Vacuum |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Concrete |
| Lot Area | 10,692 sqft (0.246 acres) |
| Garage Area | 840 sqft |
| Parking Spaces | 6 Parking Spaces |
| Deck Area | 552 sqft |
| Patio Area | 812 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | 407113 |
|---|---|
| Street Address | 41 S 5TH ST |
| City | INDEPENDENCE |
| State | OR |
| Zip | 97351-1744 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | HILLS TOWN OF INDEPENDENCE LOT 7 8 BLOCK 20 |
| Legal Range | 4W |
| Legal Township | 08S |
| Legal Section | 28 |
| Legal Subdivision | HILLS TOWN OF INDEPENDENCE |
| Legal Block | 20 |
| Legal Lot Number | 7,8 |
| Jurisdiction | POLK OR |
| Township / Civil Division | MONMOUTH-INDEPENDENCE |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 20305 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Independence Historic District listed 1989 · 155 contributing resources · NRIS 89000048 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Polk County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 41 S 5TH ST, INDEPENDENCE, OR 97351-1744 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| May 18, 2026 | Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Oct 19, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage LPMC LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 18, 2026 · Amount on Record |
| Deed Sale | May 18, 2026 · Amount on Record |
| Prior Sale | Aug 15, 2016 · Amount on Record |
| Deed Document Number | 20263981 |
| Prior Transfer Date | Oct 14, 2020 |
| Prior Transfer Doc | 0000015429 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK OR |
| Recording Date | May 18, 2026 |
| Property Address | 41 S 5TH ST, INDEPENDENCE, OR 97351-1744 |
| Document Number | 0000003981 |
| Instrument Date | May 15, 2026 |
| Instrument | 2026.3981 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 41 S 5TH ST, INDEPENDENCE, OR 97351-1744 |
| Document Number | 0000003982, |
|---|---|
| Date | May 18, 2026 |
| Instrument | 2026.3982 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK OR |
| Recording Date | Oct 19, 2020 |
| Property Address | 41 S 5TH ST, INDEPENDENCE, OR 97351-1744 |
| Document Number | 0000015429 |
| Map Reference | VOL 1 PG 57 |
| Instrument Date | Oct 14, 2020 |
| Instrument | 2020-015429 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | FIRST AMERICAN |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3861 WILTSEY ST SE, SALEM, OR 97317-9420 |
| Document Number | 0000015430 |
|---|---|
| Date | Oct 19, 2020 |
| Instrument | 2020-015430 |
| Name | LPMC LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
Source: Polk County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Polk County |
| Municipality | Independence City |
| Unified School District | Central School District 13J (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $353,320 (+3%) Land $44,250 Building $309,070 | $684,270 (+4.52%) Land $160,000 Building $524,270 | |
| 2025 | $6,260.00 (+3.78%) | $343,030 (+3%) Land $42,960 Building $300,070 | $654,680 (-7.07%) Land $145,000 Building $509,680 |
| 2024 | $6,032.00 (-2.49%) | $333,040 (+3%) Land $41,710 Building $291,330 | $704,490 (-1.6%) Land $148,000 Building $556,490 |
| 2023 | $6,186.00 (+8.93%) | $323,340 (+3%) Land $40,490 Building $282,850 | $715,910 (+13.9%) Land $149,300 Building $566,610 |
| 2022 | $5,679.00 | $313,930 Land $39,310 Building $274,620 | $628,520 Land $130,000 Building $498,520 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Oregon |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDEPENDENCE WATER SYSTEM serves 10,300 people · EPA ID OR4100399 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2022 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Copper | 1.45 mg/L (2021–2023) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Willamette Valley Fiber Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Alyrica Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Hunter Communications Fixed Wireless | 200 / 20 |
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