35 River St, Lodi, NJ 07644 Property Records

Bergen County and Lodi Borough property record for 35 River St, Lodi, NJ 07644

Property Summary

Property TypeSingle Family Home
Details1,188 sqft · built 1968
Lot Size0.087 acres (3,798 sqft)
Owner2 Individual Names on Record
Last Sale$285,000 (Sep 2016)
Tax Bill$8,641 (2025)
Deeds & MortgagesFeb 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN31-00065-0000-00032

Property Details

APN / Parcel Number

Primary APN31-00065-0000-00032
Alternative APNs
  • 310006500032
  • 146600

Interior

Stories1 Story
Building Area1,188 sqft Living Area
1st Floor Area1,188 sqft

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Construction TypeFrame
Lot Area3,798 sqft (0.087 acres)
Lot Dimensions100 ft deep x 38 ft wide

Location & Zoning

Account Number146600
Street Address35 RIVER ST
CityLODI
StateNJ
Zip07644-1636
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Description38X100
Legal SubdivisionMAP 4
Legal Block65
Legal Lot Number32
JurisdictionBERGEN NJ
Township / Civil DivisionLODI
Census Block Group2
Census Block2006
Census Tract30201

Owner

Source: Bergen County and Lodi Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address35 RIVER ST, LODI, NJ 07644-1636
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 12, 2016 · Amount on Record
Deed SaleSep 12, 2016 · Amount on Record
Deed Document Number201668326
Deed Book / Page2369 / 1260
Record UpdatedSep 20, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address35 RIVER ST, LODI, NJ 07644-1636
Transaction TypeMortgage
Record UpdatedMar 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0049401969
DateFeb 27, 2023
Book Page4940/1969
Instrument2023015208
Lender
NameTD BANK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 13, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityLodi Borough
Unified School DistrictLodi Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$244,100 (-) Land $151,600 Building $92,500$244,100 (-) Land $151,600 Building $92,500
2025$8,641.00 (+5.61%)$244,100 (-) Land $151,600 Building $92,500$244,100 (-) Land $151,600 Building $92,500
2024$8,182.00 (+2.7%)
2023$244,100 Land $151,600 Building $92,500$244,100 Land $151,600 Building $92,500
2022$7,967.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims15 (2007–2021)
Claims Outside the SFHA2 of 15
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 10 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPASSAIC VALLEY WC LODI WD
serves 24,136 people · EPA ID NJ0231001
Water SourcePurchased surface water from PASSAIC VALLEY WATER COMMISSION
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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