41 Raymo St, Albany, NY 12209 Property Records

Albany County and Albany City property record for 41 Raymo St, Albany, NY 12209

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,026 sqft · built 1910
Lot Size	0.057 acres (2,500 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (Apr 2022)
Tax Bill	$3,906 (2026)
Deeds & Mortgages	Apr 2022 Mortgage Aug 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`010100 76.62-2-46`

Property Details

APN / Parcel Number

Primary APN	`010100 76.62-2-46`
Alternative APNs	`010007606200020460000000` `07606200020460000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,026 sqft Living Area
1st Floor Area	684 sqft
Upper Floors Area	342 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	2,500 sqft (0.057 acres)
Lot Dimensions	100 ft deep x 25 ft wide
Porch	Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	07606200020460000000
Street Address	41 RAYMO ST
City	ALBANY
State	NY
Zip	12209-2208
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2A
Legal Description	1 1/2 WOOD COMP 0102416
Legal Subdivision	W H SINGERLAND
Legal Block	2
Legal Lot Number	46.000
Jurisdiction	ALBANY NY
Township / Civil Division	ALBANY
Census Block Group	1
Census Block	1007
Census Tract	2600

Owner

Source: Albany County and Albany City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	41 RAYMO ST, ALBANY, NY 12209-2208
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL COMMUNICATIONS FCU
Aug 16, 2019	Deed of Trust, Mortgage · Line of Credit SEFCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2022 · Amount on Record
Deed Sale	Apr 13, 2022 · Amount on Record
Prior Sale	Jan 19, 2022 · Amount on Record
Deed Document Number	20229668
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	41 RAYMO ST, ALBANY, NY 12209-2208
Transaction Type	Mortgage
Record Updated	May 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 ARCHER DR, CLIFTON PARK, NY 12065-7400

Mortgage

Document Number	0000000669
Date	Apr 13, 2022
Instrument	R2022-9669

Lender

Name	CAPITAL COMMUNICATIONS FCU
Type	Credit Union
Address	ALBANY, NY 12203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	41 RAYMO ST, ALBANY, NY 12209-2208
Document Number	0000017526
Instrument Date	Aug 16, 2019
Transaction Type	Mortgage
Record Updated	Sep 18, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 RAYMO ST ALBANY NY 122092208, ALBANY, NY 12209-2208

Mortgage

Document Number	0000017526
Date	Aug 27, 2019
Instrument	17526

Lender

Name	SEFCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Aug 26, 2034

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Albany County and Albany City assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
Municipality	Albany City
Unified School District	Albany City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,906.00 (+52.94%)
2025		$146,000 (+97.3%) Land $29,200 Building $116,800	$152,083 (+45.57%) Land $30,417 Building $121,666
2023		$74,000 (-) Land $14,800 Building $59,200	$104,476 (+12.55%) Land $20,895 Building $83,581
2022		$74,000 Land $14,800 Building $59,200	$92,825 Land $18,565 Building $74,260
2021	$2,554.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALBANY CITY serves 98,000 people · EPA ID NY0100189
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	13 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,081 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Hudson Valley Wireless Fixed Wireless	200 / 20

May also be available: T-Mobile.

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