Albany County and Albany City property record for 39 Raymo St, Albany, NY 12209
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 982 sqft · built 1923 |
| Lot Size | 0.057 acres (2,500 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $40,000 (Jul 2010) |
| Tax Bill | $3,498 (2026) |
| Deeds & Mortgages | Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010100 76.62-2-45 |
| Primary APN | 010100 76.62-2-45 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 982 sqft Living Area |
| 1st Floor Area | 756 sqft |
| Upper Floors Area | 226 sqft |
| Attic | Attic |
| Attic Area | 226 sqft |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Architectural Style | Bungalow |
| Exterior Material | Composition/Composite |
| Lot Area | 2,500 sqft (0.057 acres) |
| Lot Dimensions | 100 ft deep x 25 ft wide |
| Porch | Slab |
| Porch Area | 126 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 07606200020450000000 |
|---|---|
| Street Address | 39 RAYMO ST |
| City | ALBANY |
| State | NY |
| Zip | 12209-2208 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2A |
| Legal Description | 1 1/2 WOOD 0102415 |
| Legal Block | 2 |
| Legal Lot Number | 45.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | ALBANY |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 2600 |
Source: Albany County and Albany City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 39 RAYMO ST, ALBANY, NY 12209-2208 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 30, 2010 · Amount on Record |
| Deed Sale | Jul 30, 2010 · Amount on Record |
| Prior Sale | Nov 25, 2009 · Amount on Record |
| Deed Document Number | 2010701406 |
| Deed Book / Page | 2984 / 916 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 39 RAYMO ST, ALBANY, NY 12209-2208 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000002888 |
|---|---|
| Date | Oct 29, 2019 |
| Instrument | R2019-22888 |
| Name | SEFCU MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Address | ALBANY, NY 12206 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
Source: Albany County and Albany City assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| Municipality | Albany City |
| Unified School District | Albany City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,498.00 (+53.76%) | ||
| 2025 | $130,000 (+128.07%) Land $26,000 Building $104,000 | $135,417 (+68.27%) Land $27,083 Building $108,334 | |
| 2023 | $57,000 (-) Land $11,400 Building $45,600 | $80,474 (+12.55%) Land $16,095 Building $64,379 | |
| 2022 | $57,000 Land $11,400 Building $45,600 | $71,500 Land $14,300 Building $57,200 | |
| 2021 | $2,275.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALBANY CITY serves 98,000 people · EPA ID NY0100189 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 13 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,081 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Hudson Valley Wireless Fixed Wireless | 200 / 20 |
May also be available: T-Mobile.
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