North Smithfield Town property record for 41 Prospect St, North Providence, RI 02904
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 972 sqft · built 1974 |
| Lot Size | 0.074 acres (3,202 sqft) |
| Owner | Individual Name on File |
| Last Sale | $231,000 (May 2020) |
| Tax Bill | $4,780 (2026) |
| Deeds & Mortgages | Feb 2021 Mortgage May 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R00-1029-88 |
| Primary APN | R00-1029-88 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 972 sqft Living Area |
| Gross Area | 2,850 sqft |
| 1st Floor Area | 972 sqft |
| Basement Area | 972 sqft |
| Unfinished Basement | 300 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,202 sqft (0.074 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | R00-1029-88 |
|---|---|
| Street Address | 41 PROSPECT ST |
| City | NORTH PROVIDENCE |
| State | RI |
| Zip | 02904-5214 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RL13 |
| Legal Lot Number | 250 |
| Jurisdiction | NORTH PROVIDENCE RI |
| Township / Civil Division | CENTRAL FALLS |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 11100 |
41 Prospect St is owned and occupied by an individual who bought it in May 2020.
Source: North Smithfield Town records, as of October 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 41 PROSPECT ST, NORTH PROVIDENCE, RI 02904-5214 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 11, 2021 | Deed of Trust, Mortgage · VA Mortgage NORTHPOINTE BANK |
| May 8, 2020 | Warranty Deed, Transfer · Stand-Alone First Mortgage TOTAL MORTGAGE SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 8, 2020 · Amount on File |
| Deed Sale | May 8, 2020 · Amount on File |
| Prior Sale | Oct 24, 2014 · Amount on File |
| Deed Document Number | 20202389 |
| Deed Book / Page | 3415 / 210 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH PROVIDENCE RI |
| Property Address | 41 PROSPECT ST, NORTH PROVIDENCE, RI 02904-5214 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3497-284 |
|---|---|
| Date | Feb 11, 2021 |
| Book Page | 3497/284 |
| Instrument | 964 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NORTH PROVIDENCE RI |
| Recording Date | May 8, 2020 |
| Property Address | 41 PROSPECT ST, NORTH PROVIDENCE, RI 02904-5214 |
| Document Number | 3415-210 |
| Book / Page | 3415 / 210 |
| Instrument Date | Mar 8, 2020 |
| Instrument | 2389 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 2390 |
|---|---|
| Date | May 8, 2020 |
| Instrument | 2390 |
| Name | TOTAL MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 41 Prospect St was $4,780, up 5.5% from the year before.
Source: North Smithfield Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | North Smithfield Town |
| Unified School District | North Smithfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,780.00 (+5.54%) | $336,600 (+30.67%) Land $70,400 Building $266,200 | $384,694 |
| 2025 | $4,529.00 | $257,600 Land $58,700 Building $198,900 | |
| 2023 | $4,279.00 (+1.61%) | $257,600 (+39.54%) Land $58,700 Building $198,900 | |
| 2022 | $4,211.00 | $184,600 Land $49,700 Building $134,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 41 Prospect St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Jan 1978 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 41 Prospect St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.9% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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