34 Prospect St, North Providence (Providence), RI 02904 Property Records

Central Falls City property record for 34 Prospect St, North Providence, RI 02904

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,427 sqft · built 1964
Lot Size	0.147 acres (6,399 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (May 2019)
Tax Bill	$6,464 (2026)
Deeds & Mortgages	May 2019 Sale & Mortgage Nov 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R00-1029-73`

Property Details

APN / Parcel Number

Primary APN	`R00-1029-73`
Alternative APNs	`NPRO M:6 L:221` `2444`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,427 sqft Living Area
Gross Area	3,587 sqft
1st Floor Area	1,427 sqft
Basement Area	1,257 sqft
Unfinished Basement	789 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,399 sqft (0.147 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	R00-1029-73
Street Address	34 PROSPECT ST
City	NORTH PROVIDENCE
State	RI
Zip	02904-5215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL13
Legal Lot Number	221
Jurisdiction	NORTH PROVIDENCE RI
Township / Civil Division	CENTRAL FALLS
Census Block Group	2
Census Block	2010
Census Tract	11000

Owner

34 Prospect St is owned and occupied by an individual who bought it in May 2019.

Source: Central Falls City records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	34 PROSPECT ST, NORTH PROVIDENCE, RI 02904-5215
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 10, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage NORTHPOINTE BANK
Nov 15, 2018	Deed of Trust, Mortgage · Conventional with PMI RESIDENTIAL MTG SVC
Mar 7, 2017	Guardian's Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2019 · Amount on File
Deed Sale	May 10, 2019 · Amount on File
Deed Document Number	20192241
Deed Book / Page	3323 / 45
Record Updated	Oct 29, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORTH PROVIDENCE RI
Recording Date	May 10, 2019
Property Address	34 PROSPECT ST, NORTH PROVIDENCE, RI 02904-5215
Document Number	3323-45
Book / Page	3323 / 45
Instrument	2241
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 PUTNAM PIKE, JOHNSTON, RI 02919-1456

Mortgage

Document Number	2242
Date	May 10, 2019
Instrument	2242

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH PROVIDENCE RI
Property Address	34 PROSPECT ST, NORTH PROVIDENCE, RI 02904-5215
Document Number	3287-95
Instrument Date	Nov 15, 2018
Transaction Type	Mortgage
Record Updated	Dec 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 PROSPECT ST NORTH PROVIDENCE RI 029045215, NORTH PROVIDENCE, RI 02904-5215

Mortgage

Document Number	3287-95
Date	Nov 15, 2018
Book Page	003287/000095
Instrument	6107

Lender

Name	RESIDENTIAL MTG SVC
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 14, 2048

March 2017: Guardian's Deed, Transfer

Document Type	Guardian's Deed
Jurisdiction	NORTH PROVIDENCE RI
Recording Date	Mar 7, 2017
Property Address	34 PROSPECT ST, NORTH PROVIDENCE, RI 02904-5215
Document Number	3141-70
Book / Page	003141 / 000070
Instrument Date	Dec 14, 2016
Instrument	1103
Transaction Type	Transfer
Record Updated	Mar 28, 2017

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 34 Prospect St was $6,464, up 8.4% from the year before.

Source: Central Falls City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Central Falls City
Unified School District	Central Falls School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,464.00 (+8.44%)	$455,200 (+34.24%) Land $92,500 Building $362,700	$468,241
2025	$5,961.00	$339,100 Land $77,100 Building $262,000
2023	$5,632.00 (-5.22%)	$339,100 (+30.17%) Land $77,100 Building $262,000
2022	$5,942.00	$260,500 Land $65,300 Building $195,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 34 Prospect St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 34 Prospect St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people · EPA ID RI1592021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile.

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