41 Prado Way, Lafayette, CA 94549 Property Records

Contra Costa County property record for 41 Prado Way, Lafayette, CA 94549

Property Summary

Property Type	Rural Home
Details	4,312 sqft · built 2012
Lot Size	4.21 acres (183,692 sqft)
Owner	2 Trust Names on File
Last Sale	$3,664,000 (Aug 2021)
Tax Bill	$45,012 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`231-090-007-7`

Property Details

APN / Parcel Number

Primary APN	`231-090-007-7`
Alternative APN	`231-090-007`

Interior

Total Rooms	1 Room
Stories	1 Story
Building Area	4,312 sqft Living Area
1st Floor Area	4,312 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2013
Lot Area	183,692 sqft

Location & Zoning

Street Address	41 PRADO WAY
City	LAFAYETTE
State	CA
Zip	94549-2332
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	T204PM4 POR PCL A
Legal Subdivision	PARCEL MAP MS 503 06
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2024
Census Tract	347000

Owner

41 Prado Way, a rural home, is owner-occupied and held in a trust since August 2021.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Trust Names on File
Mailing Address	41 PRADO WAY, LAFAYETTE, CA 94549-2332
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2023	Deed of Trust, Mortgage · Line of Credit FREMONT BANK
Aug 25, 2021	Grant Deed, Transfer · Conventional Mortgage FIRST REPUBLIC BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2021 · Amount on File
Deed Sale	Aug 25, 2021 · Amount on File
Deed Document Number	2021237709
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	41 PRADO WAY, LAFAYETTE, CA 94549-2332
Transaction Type	Mortgage
Record Updated	Nov 3, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 PRADO WAY, LAFAYETTE, CA 94549-2332

Mortgage

Document Number	0000115461
Date	Oct 26, 2023
Instrument	2023-115461

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 20, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 25, 2021
Property Address	41 PRADO WAY, LAFAYETTE, CA 94549-2332
Document Number	0000237709
Map Reference	MB 204 PG 4
Instrument Date	Aug 20, 2021
Instrument	2021-237709
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	41 PRADO WAY, LAFAYETTE, CA 94549-2332

Mortgage

Document Number	0000237710
Date	Aug 25, 2021
Instrument	2021-237710

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.7%
Type Change Date	Sep 1, 2031
Change Frequency	Monthly
Min Rate At Change	2.95%
Max Rate At Change	10.9%
Index	1-Year CMT
Max Rate	10.9%

Tax Assessment & Valuation

The 2025 property tax bill for 41 Prado Way was $45,012 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Lafayette City
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Lafayette Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$4,038,857 (+2%) Land $2,991,841 Building $1,047,016
2025	$45,012.00 Homeowner's exemption	$3,959,665 Land $2,933,178 Building $1,026,487
2023	$42,768.00 (+1.54%) Homeowner's exemption	$3,737,280 Land $2,819,280 Building $918,000
2022	$42,119.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 41 Prado Way in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1986)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1986 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 41 Prado Way is high, ranking above 75% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 50% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25

Cell Coverage

5G (outdoors only) and 4G LTE

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