40 Prado Way, Lafayette, CA 94549 Property Records

Contra Costa County property record for 40 Prado Way, Lafayette, CA 94549

Property Summary

Property Type	Rural Home
Details	4,651 sqft · built 2012
Lot Size	2.11 acres (92,129 sqft)
Owner	2 Company Names on Record
Last Sale	$500,000 (Sep 2013)
Tax Bill	$33,302 (2025)
Deeds & Mortgages	Oct 2019 Line of Credit Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`231-090-008-5`

Property Details

APN / Parcel Number

Primary APN	`231-090-008-5`
Alternative APN	`231-090-008`

Interior

Total Rooms	1 Room
Stories	1 Story
Building Area	4,651 sqft Living Area
1st Floor Area	4,651 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2013
Lot Area	92,129 sqft

Location & Zoning

Street Address	40 PRADO WAY
City	LAFAYETTE
State	CA
Zip	94549-2332
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	T204PM4 PCL B & POR PCL A
Legal Subdivision	PARCEL MAP MS 503 06
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2024
Census Tract	347000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	40 PRADO WAY, LAFAYETTE, CA 94549-2332
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2019	Deed of Trust, Mortgage · Line of Credit FIRST REPUBLIC BANK
Jan 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BANK
Jan 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2013 · Amount on Record
Deed Sale	Sep 26, 2013 · Amount on Record
Deed Document Number	2013232625
Prior Transfer Date	Sep 23, 2013
Prior Transfer Doc	0000234012
Record Updated	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	40 PRADO WAY, LAFAYETTE, CA 94549-2332
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000164842
Date	Oct 1, 2019
Instrument	2019-164842

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Sep 26, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	40 PRADO WAY, LAFAYETTE, CA 94549-2332
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013028
Date	Jan 14, 2021
Instrument	2021-013028

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.55%
Type Change Date	Feb 1, 2028
Change Frequency	Monthly
Min Rate At Change	2.95%
Max Rate At Change	10.9%
Index	1-Year CMT
Max Rate	10.9%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	40 PRADO WAY, LAFAYETTE, CA 94549-2332
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	CAL LAND TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 PRADO WAY, LAFAYETTE, CA 94549-2332

Mortgage

Document Number	0000008134
Date	Jan 13, 2022
Instrument	2022-008134

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.35%
Type Change Date	Feb 1, 2029
Change Frequency	Monthly
Min Rate At Change	2.95%
Max Rate At Change	10.9%
Index	Other
Max Rate	10.9%

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Lafayette City
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Lafayette Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,938,384 (+2%) Land $1,875,566 Building $1,062,818
2025	$33,302.00 (+3.46%) Homeowner's exemption	$2,880,770 (+4.04%) Land $1,838,791 Building $1,041,979
2023	$32,188.00 (+1.55%) Homeowner's exemption	$2,768,909 Land $1,767,390 Building $1,001,519
2022	$31,698.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1986)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1986 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 50% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25

Cell Coverage

5G (outdoors only) and 4G LTE

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