37 Oswego Ave, Silver Spring, MD 20910 Property Records

Montgomery County property record for 37 Oswego Ave, Silver Spring, MD 20910

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,050 sqft · built 1968
Lot Size	0.234 acres (10,183 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,275,000 (Sep 2023)
Tax Bill	$14,913 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Sep 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`13-01068298`

Property Details

APN / Parcel Number

Primary APN	`13-01068298`
Alternative APN	`01068298`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,050 sqft Living Area
Gross Area	3,230 sqft
1st Floor Area	1,125 sqft
Basement Area	800 sqft
Finished Basement	800 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Bi-Level
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	10,183 sqft (0.234 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	500 sqft
Deck Area	84 sqft
Patio Area	50 sqft
Shed	1 Shed
Shed Area	480 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01068298
Street Address	37 OSWEGO AVE
City	SILVER SPRING
State	MD
Zip	20910-5107
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	B F GILBERTS ADD TO
Legal Subdivision	H.E. ROGERS SUB
Legal Block	60
Legal Lot Number	32
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	3
Census Block	3000
Census Tract	701800

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	37 OSWEGO AVE, SILVER SPRING, MD 20910-5107
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2023	Deed, Transfer · VA Mortgage NAVY FCU
Sep 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jul 6, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Nov 16, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 6, 2018	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Jun 13, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2023 · Amount on Record
Deed Sale	Sep 18, 2023 · Amount on Record
Prior Sale	Dec 9, 2016 · Amount on Record
Deed Book / Page	67376 / 1
Prior Transfer Date	Oct 15, 2018
Prior Transfer Doc	0568820285
Record Updated	Sep 20, 2026

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Sep 18, 2023
Property Address	37 OSWEGO AVE, SILVER SPRING, MD 20910-5107
Document Number	0673760001
Book / Page	67376 / 1
Map Reference	MB A PL 50
Instrument Date	Sep 15, 2023
Transaction Type	Transfer
Record Updated	Oct 2, 2023
Title Company	ALLIED TITLE AND TRUST LLC, ALLIED TITLE & STLMTS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,187.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	37 OSWEGO AVE, SILVER SPRING, MD 20910-5107

Mortgage

Document Number	0000673769
Date	Sep 18, 2023
Instrument	67376/9

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	37 OSWEGO AVE, SILVER SPRING, MD 20910-5107
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0605140469
Date	Sep 16, 2020
Book Page	60514/469

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	382 Months
Due	Jul 1, 2052

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	37 OSWEGO AVE, SILVER SPRING, MD 20910-5107
Document Number	0579210495
Instrument Date	Jul 6, 2019
Transaction Type	Mortgage
Record Updated	Aug 12, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 OSWEGO AVE SILVER SPRING MD 209105107, SILVER SPRING, MD 20910-5107

Mortgage

Document Number	0579210495
Date	Jul 26, 2019
Book Page	057921/000495

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2049

Interest

Rate Type	Adjustable Rate

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Nov 16, 2018
Property Address	37 OSWEGO AVE, SILVER SPRING, MD 20910-5107
Document Number	0568820285
Book / Page	056882 / 000285
Instrument Date	Oct 15, 2018
Transaction Type	Transfer
Record Updated	Dec 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	37 OSWEGO AVE SILVER SPRING MD 209105107, SILVER SPRING, MD 20910-5107

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	37 OSWEGO AVE, SILVER SPRING, MD 20910-5107
Document Number	0565510242
Instrument Date	Aug 6, 2018
Transaction Type	Mortgage
Record Updated	Sep 14, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 OSWEGO AVE SILVER SPRING MD 209105107, SILVER SPRING, MD 20910-5107

Mortgage

Document Number	0565510242
Date	Sep 4, 2018
Book Page	056551/000242

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 3, 2048

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jun 13, 2018
Property Address	37 OSWEGO AVE, SILVER SPRING, MD 20910-5107
Document Number	0561660429
Book / Page	056166 / 000429
Instrument Date	Apr 12, 2018
Transaction Type	Transfer
Record Updated	Jun 29, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 SILVER SPRING MD 20910, SILVER SPRING, MD 20910

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Takoma Park City
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,051,267 (+9.55%)	$1,192,300 (-3.98%) Land $363,100 Building $829,200
2025	$14,913.00 (+5.76%)	$959,633 (+17.23%)	$1,241,700 (+51.69%) Land $412,500 Building $829,200
2024	$14,101.00 (+9.11%)
2023		$818,600 Land $412,500 Building $406,100	$818,600 Land $412,500 Building $406,100
2022	$12,924.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Starry.

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