41 Old Point Rd, Moneta, VA 24121 Property Records

Franklin County property record for 41 Old Point Rd, Moneta, VA 24121

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,649 sqft · built 2023
Lot Size	0.666 acres (29,011 sqft)
Owner	Individual Name on File
Last Sale	$246,000 (May 2021)
Tax Bill	$2,527 (2025)
Deeds & Mortgages	Feb 2023 Construction Loan May 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`033 05-005 00`

Property Details

APN / Parcel Number

Primary APN	`033 05-005 00`
Alternative APN	`40467`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,649 sqft Living Area
Gross Area	2,681 sqft
1st Floor Area	1,649 sqft
Basement Area	1,649 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2024
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	29,011 sqft (0.666 acres)
Terrain	Rolling
View / Lot	Waterfront
Garage Area	516 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Deck Area	208 sqft
Patio Area	208 sqft
Storage Building	Storage Building
Boat Access	Boat Access
Boat House	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	40467
Street Address	41 OLD POINT RD
City	MONETA
State	VA
Zip	24121-2747
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PLANTATION POINT LOT 5 SECTION 1
Legal Subdivision	PLANTATION POIN
Legal Lot Number	5
Jurisdiction	FRANKLIN VA
Township / Civil Division	GILLS CREEK
Census Block Group	2
Census Block	2014
Census Tract	20104

Owner

Source: Franklin County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	41 OLD POINT RD, MONETA, VA 24121-2747
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2023	Deed of Trust, Mortgage · Construction Mortgage TRULIANT FCU
May 7, 2021	Deed, Transfer · Commercial Mortgage AMERICAN NATIONAL BANK & TRUST CO
Dec 15, 2017	Warranty Deed, Transfer · Conventional with PMI PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2021 · Amount on File
Deed Sale	May 7, 2021 · Amount on File
Prior Sale	Dec 15, 2017 · Amount on File
Deed Document Number	20214299
Deed Book / Page	1162 / 1124
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	OLD POINT RD, MONETA, VA 24121
Transaction Type	Mortgage
Record Updated	Sep 27, 2023
Title Company	FIRST CHOICE TITLE AND SETTLEMEN, FIRST CHOICE TITLE & STLMT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 CELADON DR, MARTINSBURG, WV 25403-1316

Mortgage

Document Number	0011952690
Date	Feb 28, 2023
Book Page	1195/2690
Instrument	230001022

Lender

Name	TRULIANT FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27103

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	Mar 1, 2054

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	May 7, 2021
Property Address	OLD POINT RD, MONETA, VA 24121
Document Number	0011621124
Book / Page	1162 / 1124
Map Reference	MB 811 PG 1841-1844
Instrument Date	Apr 14, 2021
Instrument	210004299
Transaction Type	Transfer
Record Updated	Sep 27, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$246.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	209 CELADON DR, MARTINSBURG, WV 25403-1316

Mortgage

Document Number	0210004300
Date	May 7, 2021
Instrument	210004300

Lender

Name	AMERICAN NATIONAL BANK & TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN VA
Recording Date	Dec 15, 2017
Property Address	OLD POINT RD, MONETA, VA 24121
Document Number	0011012004
Book / Page	001101 / 002004
Instrument Date	Dec 15, 2017
Instrument	8014
Transaction Type	Transfer
Record Updated	Feb 16, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$170.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 HARVEY DR MONTOURSVILLE PA 17754, MONTOURSVILLE, PA 17754

Mortgage

Document Number	11012007
Date	Dec 15, 2017
Book Page	001101/002007
Instrument	8015

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party

Agreement

Type	Conventional with PMI
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,527.00 (+136.39%)	$587,800 (+235.12%) Land $172,000 Building $415,800	$587,800 (+235.12%) Land $172,000 Building $415,800
2023	$1,069.00	$175,400 (-) Land $144,000 Building $31,400	$175,400 (-) Land $144,000 Building $31,400
2022		$175,400 Land $144,000 Building $31,400	$175,400 Land $144,000 Building $31,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ZiTEL Fiber	960 / 960
Starlink Satellite	280 / 30

May also be available: Glo Fiber, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Old Point Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures