11 Old Point Rd, Moneta, VA 24121 Property Records

Franklin County property record for 11 Old Point Rd, Moneta, VA 24121

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,692 sqft · built 2019
Lot Size	0.579 acres (25,221 sqft)
Owner	Individual Name on Record
Tax Bill	$2,626 (2025)
Deeds & Mortgages	Sep 2019 Line of Credit Jun 2017 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`033 05-003 00`

Property Details

APN / Parcel Number

Primary APN	`033 05-003 00`
Alternative APN	`40465`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,692 sqft Living Area
Gross Area	3,082 sqft
1st Floor Area	1,692 sqft
Basement Area	1,692 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2023
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	25,221 sqft (0.579 acres)
Terrain	Rolling
View / Lot	Waterfront
Garage Area	484 sqft
Driveway	Paver Driveway
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Deck Area	200 sqft
Storage Building	Storage Building
Boat Access	Boat Access
Boat House	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	40465
Street Address	11 OLD POINT RD
City	MONETA
State	VA
Zip	24121-2747
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PLANTATION POINT LOT 3 SECTION 1
Legal Subdivision	PLANTATION POIN
Legal Lot Number	3
Jurisdiction	FRANKLIN VA
Township / Civil Division	GILLS CREEK
Census Block Group	2
Census Block	2014
Census Tract	20104

Owner

Source: Franklin County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11 OLD POINT RD, MONETA, VA 24121-2747
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2019	Trustee's Deed, Construction Loan · Line of Credit BRANCH BANKING & TR CO
Jun 16, 2017	Grant Deed, Construction Loan · Line of Credit FRONTIER CMNTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

September 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	FRANKLIN VA
Recording Date	Sep 25, 2019
Property Address	11 OLD POINT RD, MONETA, VA 24121-2747
Document Number	0011272702
Book / Page	001127 / 002702
Instrument Date	Sep 25, 2019
Instrument	6011
Transaction Type	Construction Loan
Record Updated	Nov 5, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	11272702
Date	Sep 25, 2019
Book Page	001127/002702
Instrument	6011

Lender

Name	BRANCH BANKING & TR CO

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2049

Interest

Rate Type	Adjustable Rate

June 2017: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	FRANKLIN VA
Recording Date	Jun 16, 2017
Property Address	11 OLD POINT RD, MONETA, VA 24121-2747
Document Number	0010941072
Book / Page	001094 / 001072
Instrument Date	Jun 16, 2017
Instrument	3763
Transaction Type	Construction Loan
Record Updated	Jun 27, 2017
Title Company	ANCHOR TITLE COMPANY, ANCHOR TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$219.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	100 WYNDSONG PL LYNCHBURG VA 245022990, LYNCHBURG, VA 24502-2990

Mortgage

Document Number	10941076
Date	Jun 16, 2017
Book Page	001094/001076
Instrument	3764

Lender

Name	FRONTIER CMNTY BK
Type	Bank
Address	WAYNESBORO, VA 22980

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,626.00 (-11.49%)	$610,700 (+25.53%) Land $187,000 Building $423,700	$610,700 (+25.53%) Land $187,000 Building $423,700
2023	$2,967.00	$486,500 (-) Land $180,000 Building $306,500	$486,500 (-) Land $180,000 Building $306,500
2022		$486,500 Land $180,000 Building $306,500	$486,500 Land $180,000 Building $306,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber · Cable in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: ZiTEL.

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