Morris County and Montville Township property record for 41 Old Ln, Towaco, NJ 07082
| Property Type | Single Family Home |
|---|---|
| Details | 2,823 sqft · built 1981 |
| Lot Size | 0.62 acres (27,007 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $650,000 (Apr 2019) |
| Tax Bill | $18,270 (2024) |
| Deeds & Mortgages | Nov 2023 Mortgage Apr 2023 Mortgage + 1 more |
| APN | 21-00039-4-00001-1 |
| Primary APN | 21-00039-4-00001-1 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,823 sqft Living Area |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Construction Type | Frame |
| Lot Area | 27,007 sqft (0.62 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 41 OLD LN |
|---|---|
| City | TOWACO |
| State | NJ |
| Zip | 07082-1229 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R27A |
| Legal Block | 39.4 |
| Legal Lot Number | 1.1 |
| Jurisdiction | MORRIS NJ |
| Township / Civil Division | MONTVILLE |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 40801 |
41 Old Ln is owned and occupied by two individuals who bought it in April 2019.
Source: Morris County and Montville Township records, as of October 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 41 OLD LN, TOWACO, NJ 07082-1229 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 30, 2023 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| Apr 25, 2023 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| Apr 3, 2019 | Grant Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 3, 2019 · Amount on File |
| Deed Sale | Apr 3, 2019 · Amount on File |
| Deed Document Number | 201915959 |
| Deed Book / Page | 23515 / 297 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Property Address | 41 OLD LN, TOWACO, NJ 07082-1229 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 41 OLD LN, TOWACO, NJ 07082-1229 |
| Document Number | 0246870246 |
|---|---|
| Date | Nov 30, 2023 |
| Book Page | 24687/246 |
| Instrument | 2023045700 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 473 Months |
| Due | Apr 1, 2063 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Property Address | 41 OLD LN, TOWACO, NJ 07082-1229 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 41 OLD LN, TOWACO, NJ 07082-1229 |
| Document Number | 0245920257 |
|---|---|
| Date | Apr 25, 2023 |
| Book Page | 24592/257 |
| Instrument | 2023014267 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Apr 1, 2063 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MORRIS NJ |
| Recording Date | Apr 3, 2019 |
| Property Address | 41 OLD LN, TOWACO, NJ 07082-1229 |
| Document Number | 0235150297 |
| Book / Page | 023515 / 000297 |
| Instrument Date | Mar 7, 2019 |
| Instrument | 15959 |
| Transaction Type | Transfer |
| Record Updated | Jun 10, 2019 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $650.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 41 OLD LN TOWACO NJ 070821229, TOWACO, NJ 07082-1229 |
| Document Number | 235150305 |
|---|---|
| Date | Apr 3, 2019 |
| Book Page | 023515/000305 |
| Instrument | 15960 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 2, 2049 |
Source: Morris County and Montville Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Morris County |
| County Subdivision | Montville Township |
| Unified School District | Montville Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $688,400 (-) Land $306,000 Building $382,400 | $688,400 (-) Land $306,000 Building $382,400 | |
| 2025 | $688,400 Land $306,000 Building $382,400 | $688,400 Land $306,000 Building $382,400 | |
| 2024 | $18,270.00 | ||
| 2023 | $688,400 Land $306,000 Building $382,400 | $688,400 Land $306,000 Building $382,400 | |
| 2022 | $17,581.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 41 Old Ln; there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 41 Old Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTVILLE TWP MUA serves 22,000 people · EPA ID NJ1421003 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Treatment failure not recorded as resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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