40 Old Ln, Towaco, NJ 07082 Property Records

Morris County and Montville Township property record for 40 Old Ln, Towaco, NJ 07082

Property Summary

Property TypeSingle Family Home
Details2,200 sqft · built 1968
Lot Size0.643 acres (28,009 sqft)
OwnerCompany Name on Record
Last Sale$470,000 (Nov 2004)
Tax Bill$12,938 (2024)
Deeds & MortgagesDec 2019 Line of Credit
APN21-00021-1-00038-4

Property Details

APN / Parcel Number

Primary APN21-00021-1-00038-4
Alternative APN
  • 21000210001000380004

Interior

Stories1 Story
Building Area2,200 sqft Living Area
1st Floor Area2,200 sqft

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Construction TypeFrame
Lot Area28,009 sqft (0.643 acres)
Lot Dimensions217 ft deep x 129 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address40 OLD LN
CityTOWACO
StateNJ
Zip07082-1226
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR27A
Legal Block21.1
Legal Lot Number38.4
JurisdictionMORRIS NJ
Township / Civil DivisionMONTVILLE
Census Block Group3
Census Block3038
Census Tract40801

Owner

Source: Morris County and Montville Township records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address40 OLD LN, TOWACO, NJ 07082-1226
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 30, 2004 · Amount on Record
Deed SaleNov 30, 2004 · Amount on Record
Deed Book / Page6212 / 116
Record UpdatedSep 20, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORRIS NJ
Property Address40 OLD LN, TOWACO, NJ 07082-1226
Document Number0236830151
Instrument DateDec 19, 2019
Transaction TypeMortgage
Record UpdatedJan 14, 2020
Title CompanyWFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 OLD LN TOWACO NJ 070821226, TOWACO, NJ 07082-1226

Mortgage

Document Number0236830151
DateDec 30, 2019
Book Page023683/000151
Instrument74648
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 29, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Morris County and Montville Township assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMorris County
County SubdivisionMontville Township
Unified School DistrictMontville Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$525,100 (+7.71%) Land $257,200 Building $267,900$525,100 (+7.71%) Land $257,200 Building $267,900
2025$487,500 (-) Land $257,200 Building $230,300$487,500 (-) Land $257,200 Building $230,300
2024$12,938.00 (+3.92%)
2023$487,500 Land $257,200 Building $230,300$487,500 Land $257,200 Building $230,300
2022$12,450.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1978–1979)
Most Recent ClaimSep 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTVILLE TWP MUA
serves 22,000 people · EPA ID NJ1421003
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2026
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
not recorded as resolved · Aug 2025
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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