Westchester County and Mamaroneck Town property record for 40 Oak Ave, Larchmont, NY 10538
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,205 sqft · built 1913 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Trust Name on File |
| Last Sale | $747,000 (Sep 2001) |
| Tax Bill | $31,872 (2026) |
| Deeds & Mortgages | Nov 2022 Transfer Feb 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 553201 7-9-50 |
| Primary APN | 553201 7-9-50 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,205 sqft Living Area |
| 1st Floor Area | 1,066 sqft |
| 2nd Floor Area | 1,139 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1913 |
|---|---|
| Effective Year Built | Effective 1913 |
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Lot Area | 4,792 sqft (0.11 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 270 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 444200 |
|---|---|
| Street Address | 40 OAK AVE |
| City | LARCHMONT |
| State | NY |
| Zip | 10538-3552 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-5 |
| Legal Block | 50 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | MAMARONECK |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 7100 |
40 Oak Ave is owner-occupied and held in a trust since July 2022.
Source: Westchester County and Mamaroneck Town records, as of October 21, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 40 OAK AVE, LARCHMONT, NY 10538-3552 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 29, 2022 | Intrafamily Transfer, Transfer CHICAGO TITLE INSURANCE CO |
| Feb 22, 2019 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Feb 9, 2019 | Loan Modification, Mortgage · Conventional Mortgage JP MORGAN CHASE BK |
| Feb 9, 2019 | Loan Modification, Mortgage · Conventional Mortgage JP MORGAN CHASE BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 14, 2001 · Amount on File |
| Deed Sale | Sep 14, 2001 · Amount on File |
| Deed Document Number | 2001412490246 |
| Last Transfer Date | Jul 14, 2022 |
| Transfer Doc | 0000003504 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Nov 29, 2022 |
| Property Address | 40 OAK AVE, LARCHMONT, NY 10538-3552 |
| Document Number | 0620703504 |
| Map Reference | MAP 926 |
| Instrument Date | Jul 14, 2022 |
| Instrument | 620703504 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 40 OAK AVE, LARCHMONT, NY 10538-3552 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 40 OAK AVE, LARCHMONT, NY 10538-3552 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | TITLEVEST AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0590523094 |
|---|---|
| Date | Feb 22, 2019 |
| Instrument | 590523094 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Mar 1, 2029 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 40 OAK AVE, LARCHMONT, NY 10538-3552 |
| Document Number | 0590523105 |
| Instrument Date | Feb 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 8, 2019 |
| Title Company | TITLEVEST AGENCY INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 40 OAK AVE LARCHMONT NY 105383552, LARCHMONT, NY 10538-3552 |
| Document Number | 0590523105 |
|---|---|
| Date | Feb 22, 2019 |
| Book Page | 059052/003105 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240-2050 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Feb 21, 2029 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 40 OAK AVE, LARCHMONT, NY 10538-3552 |
| Document Number | 0590583406 |
| Instrument Date | Feb 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2019 |
| Title Company | TITLEVEST AGENCY INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 40 OAK AVE LARCHMONT NY 105383552, LARCHMONT, NY 10538-3552 |
| Document Number | 0590583406 |
|---|---|
| Date | Feb 28, 2019 |
| Book Page | 059058/003406 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240-2050 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Feb 27, 2029 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
The 2026 property tax bill for 40 Oak Ave was $31,872, up 19.9% from the year before.
Source: Westchester County and Mamaroneck Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| County Subdivision | Mamaroneck Town |
| Municipality | Larchmont Village |
| Unified School District | Mamaroneck Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $31,872.00 (+19.89%) | ||
| 2025 | $26,584.00 | $1,545,000 (-2.83%) Land $383,000 Building $1,162,000 | $1,545,000 (-2.83%) Land $383,000 Building $1,162,000 |
| 2024 | $1,590,000 (+8.98%) Land $383,000 Building $1,207,000 | $1,590,000 (+8.98%) Land $383,000 Building $1,207,000 | |
| 2023 | $1,459,000 Land $383,000 Building $1,076,000 | $1,459,000 Land $383,000 Building $1,076,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40 Oak Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 61 policies |
| Nearby Flood Policies | 61 in force |
| Nearby Flood Claims | 60 (1992–2024) |
| Claims Outside the SFHA | 21 of 60 |
| Most Recent Claim | Mar 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 40 Oak Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LARCHMONT VILLAGE serves 6,485 people · EPA ID NY5903433 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2025 |
| Lead | 5 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures