Jefferson County property record for 41 Nesmith Ln, Monticello, FL 32344
| Property Type | General Agricultural/Rural |
|---|---|
| Details | 4 bd · 3 ba · 4,010 sqft · built 1987 |
| Lot Size | 25.5 acres (1,113,394 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,981 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Aug 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-1N-4E-0640-0000-0280 |
| Primary APN | 06-1N-4E-0640-0000-0280 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 4,010 sqft Gross Area |
| 1st Floor Area | 2,112 sqft |
| Upper Floors Area | 1,066 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Logs |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 1,113,394 sqft (25.5 acres) |
| Lot Width | 1,113,393 ft Width |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Pool Area | 64 sqft |
| Porch | Finished Screened Porch |
| Porch Area | 1,328 sqft |
| Patio Area | 130 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 41 NESMITH LN |
|---|---|
| City | MONTICELLO |
| State | FL |
| Zip | 32344-5925 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > General Agricultural/Rural |
| Legal Description | 25.56 ACRES TRACT 27 & TRACT 28 OAKLANDS PLANTATION ORB 206 P 259 & 207 P 227 & 357 P 264 & 463 P 621 & 588 P 790 & 269 P 224 & 671 P 540 |
| Legal Range | 04E |
| Legal Township | 01N |
| Legal Section | 06 |
| Legal Subdivision | OAKLANDS PLANTATION |
| Legal Tract | 27,28 |
| Legal Lot Number | 27 |
| Jurisdiction | JEFFERSON FL |
| Township / Civil Division | MONTICELLO |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 250104 |
Source: Jefferson County records, as of December 2, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 41 NESMITH LN, MONTICELLO, FL 32344-5925 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 25, 2021 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Aug 4, 2017 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Feb 9, 2012 |
| Transfer Doc | 0006710540 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON FL |
| Property Address | 41 NESMITH LN, MONTICELLO, FL 32344-5925 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2024 |
| Name | Verified Name |
|---|---|
| Address | 41 NESMITH LN, MONTICELLO, FL 32344-5925 |
| Document Number | 0007960544 |
|---|---|
| Date | Jan 25, 2021 |
| Book Page | 796/544 |
| Instrument | 202133000235 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON FL |
| Property Address | 41 NESMITH LN, MONTICELLO, FL 32344-5925 |
| Document Number | 0007440320 |
| Book / Page | 000744 / 000320 |
| Instrument Date | Aug 4, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2017 |
| Name | Verified Name |
|---|---|
| Address | 41 NESMITH LN MONTICELLO FL 323445925, MONTICELLO, FL 32344-5925 |
| Document Number | 0007440320 |
|---|---|
| Date | Aug 21, 2017 |
| Book Page | 000744/000320 |
| Instrument | 33002068 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 20, 2047 |
Source: Jefferson County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Jefferson County |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,981.00 Homeowner's exemption Veteran's exemption Widower's exemption | $169,692 (+2.89%) | $593,805 (+12.16%) Land $294,250 Building $299,555 |
| 2024 | $1,981.00 (+3.23%) | $164,931 (+2.89%) | $529,423 (+18.04%) Land $15,613 Building $513,810 |
| 2023 | $1,919.00 (+9.1%) | $160,305 (+2.86%) | $448,505 (+4.94%) Land $12,113 Building $436,392 |
| 2022 | $1,759.00 | $155,852 | $427,401 Land $12,151 Building $415,250 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 71% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 25 / 3 |
| CenturyLink DSL | 10 / 1 |
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