Jefferson County property record for 224 Nesmith Ln, Monticello, FL 32344
| Property Type | Rural Home |
|---|---|
| Details | 1 bd · 1 ba · 1,806 sqft · built 2001 |
| Lot Size | 55.5 acres (2,418,887 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,013 (2025) |
| Deeds & Mortgages | Jan 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-1N-4E-0000-0021-0000 |
| Primary APN | 06-1N-4E-0000-0021-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,806 sqft Base Area |
| 1st Floor Area | 5,806 sqft |
| 2nd Floor Area | 749 sqft |
| Upper Floors Area | 1,129 sqft |
| Flooring | Plywood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Steel Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 2,418,887 sqft (55.5 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 576 sqft |
| Porch | Open Porch |
| Porch Area | 1,923 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 224 NESMITH LN |
|---|---|
| City | MONTICELLO |
| State | FL |
| Zip | 32344-5922 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 55.53 ACRES IN S1/2 OF NW1/4 & IN N1/2 OF SW1/4----ORB 145 P 576 & 146 P 198 & 159 P 603 & 170 P 628 & 183 P 247 & 285 P 181 |
| Legal Range | 04E |
| Legal Township | 01N |
| Legal Section | 06 |
| Legal Lot Number | 6 |
| Jurisdiction | JEFFERSON FL |
| Township / Civil Division | MONTICELLO |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 250104 |
224 Nesmith Ln, a rural home, is owned and occupied by two individuals who acquired it in April 1994.
Source: Jefferson County records, as of December 12, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 224 NESMITH LN, MONTICELLO, FL 32344-5922 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 22, 1994 |
| Deed Sale | Apr 22, 1994 |
| Deed Document Number | 0000285181 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON FL |
| Property Address | 224 NESMITH LN, MONTICELLO, FL 32344-5922 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2024 |
| Name | Verified Name |
|---|---|
| Address | 224 NESMITH LN, MONTICELLO, FL 32344-5922 |
| Document Number | 0008320168 |
|---|---|
| Date | Jan 13, 2023 |
| Book Page | 832/168 |
| Instrument | 202333000087 |
| Name | FIRST FLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Dec 11, 2032 |
The 2025 property tax bill for 224 Nesmith Ln was $3,013 with a homeowner's exemption.
Source: Jefferson County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Jefferson County |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,013.00 Homeowner's exemption | $240,067 (+1.75%) | $722,331 (+0.88%) Land $20,267 Building $702,064 |
| 2024 | $3,013.00 (+0.57%) Homeowner's exemption | $235,947 (+2.16%) | $716,014 (+29.86%) Land $21,114 Building $694,900 |
| 2023 | $2,996.00 (+2.04%) Homeowner's exemption | $230,955 (+2.01%) | $551,370 (+11.36%) Land $18,114 Building $533,256 |
| 2022 | $2,936.00 Homeowner's exemption | $226,401 | $495,104 Land $17,299 Building $477,805 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 224 Nesmith Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 224 Nesmith Ln is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · lower than 73% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures