Schenectady County and Schenectady City property record for 41 McClellan St, Schenectady, NY 12304 · Last verified July 2026
| Property Type | Duplex |
|---|---|
| Details | 7 bd · 2 ba · 2,246 sqft · built 1910 |
| Lot Size | 0.122 acres (5,346 sqft) |
| Owner | Individual Name on File |
| Last Sale | $71,000 (Jun 2020) |
| Tax Bill | $8,004 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Oct 2023 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.51-1-21 |
| Primary APN | 421500 49.51-1-21 |
|---|---|
| Alternative APN |
|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 2,246 sqft Total Area |
| 1st Floor Area | 1,188 sqft |
| 2nd Floor Area | 1,058 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 5,346 sqft (0.122 acres) |
| Lot Dimensions | 162 ft deep x 33 ft wide |
| Porch | Slab |
| Porch Area | 408 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 41 MCCLELLAN ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-1125 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | PART OF 2 WOOD AND GARAGE |
| Legal Block | 1 |
| Legal Lot Number | 21.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 20700 |
Source: Schenectady County and Schenectady City records · APN 421500 49.51-1-21
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 41 MCCLELLAN ST, SCHENECTADY, NY 12304-1125 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 13, 2026 | Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK |
| Oct 17, 2023 | Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK |
| Aug 03, 2021 | Deed, Transfer · Conventional Mortgage TRUSTCO BANK |
| Jun 08, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Jan 26, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Sep 01, 2017 | Tax Deed, Foreclosure |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 08, 2020 · Amount on Record |
| Deed Sale | Jun 08, 2020 · Amount on Record |
| Prior Sale | Jan 26, 2018 · Amount on Record |
| Deed Document Number | 202016258 |
| Deed Book / Page | 2036 / 21 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jul 13, 2026 |
| Property Address | 41 MCCLELLAN ST, SCHENECTADY, NY 12304-1125 |
| Document Number | 0000015850 |
| Instrument Date | Jun 03, 2026 |
| Instrument | 202615850 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 41 MCCLELLAN ST, SCHENECTADY, NY 12304-1125 |
| Document Number | 0000015850, |
|---|---|
| Date | Jul 13, 2026 |
| Instrument | 202615850 |
| Name | TRUSTCO BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 03, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 41 MCCLELLAN ST, SCHENECTADY, NY 12304-1125 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2023 |
| Name | Verified Name |
|---|---|
| Address | 41 MCCLELLAN ST, SCHENECTADY, NY 12304-1125 |
| Document Number | 0000058583 |
|---|---|
| Date | Oct 17, 2023 |
| Book Page | 5336/391 |
| Instrument | 202358583 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Sep 27, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Aug 03, 2021 |
| Property Address | 41 MCCLELLAN ST, SCHENECTADY, NY 12304-1125 |
| Document Number | 0000037055 |
| Book / Page | 2063 / 964 |
| Instrument Date | Jul 30, 2021 |
| Instrument | 202137055 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $640.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5 GABBY CT, 5, SCHENECTADY, NY 12309-1841 |
| Name | Verified Name |
|---|---|
| Address | 1039 HOWARD ST, SCHENECTADY, NY 12303-1121 |
| Document Number | 0000037056 |
|---|---|
| Date | Aug 03, 2021 |
| Instrument | 202137056 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 30, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jun 08, 2020 |
| Property Address | 41 MCCLELLAN ST, SCHENECTADY, NY 12304-1125 |
| Document Number | 0000016258 |
| Book / Page | 002036 / 000021 |
| Instrument Date | May 01, 2020 |
| Instrument | 16258 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $284.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5 GABBY CT SCHENECTADY NY 123091841, SCHENECTADY, NY 12309-1841 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jan 26, 2018 |
| Property Address | 41 MCCLELLAN ST, SCHENECTADY, NY 12304-1125 |
| Document Number | 0000004211 |
| Book / Page | 001980 / 000393 |
| Instrument Date | Jan 23, 2018 |
| Instrument | 4211 |
| Transaction Type | Transfer |
| Record Updated | Feb 05, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $100.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9 GABBY CT SCHENECTADY NY 12309, SCHENECTADY, NY 12309 |
| Document Type | Tax Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Sep 01, 2017 |
| Property Address | 41 MCCLELLAN ST, SCHENECTADY, NY 12304-1125 |
| Document Number | 0000039655 |
| Book / Page | 001970 / 000225 |
| Instrument Date | Sep 01, 2017 |
| Instrument | 39655 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 06, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $2.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 105 JAY ST SCHENECTADY NY 123051905, SCHENECTADY, NY 12305-1905 |
Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,004.00 (+20.43%) | $152,400 (-) Land $14,300 Building $138,100 | $252,360 (+30.82%) Land $23,679 Building $228,681 |
| 2023 | $152,400 (-) Land $14,300 Building $138,100 | $192,911 (+3.8%) Land $18,101 Building $174,810 | |
| 2022 | $152,400 Land $14,300 Building $138,100 | $185,854 Land $17,439 Building $168,415 | |
| 2021 | $6,646.00 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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