38 McClellan St, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 38 McClellan St, Schenectady, NY 12304

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,662 sqft · built 1900
Lot Size	0.137 acres (6,006 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (May 2023)
Tax Bill	$5,763 (2025)
Deeds & Mortgages	Mar 2026 Mortgage May 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`421500 49.51-2-6`

Property Details

APN / Parcel Number

Primary APN	`421500 49.51-2-6`
Alternative APN	`150004905100020060000000`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,662 sqft Total Area
1st Floor Area	1,331 sqft
2nd Floor Area	1,331 sqft
Basement Area	1,331 sqft
Unfinished Basement	1,331 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	6,006 sqft (0.137 acres)
Lot Dimensions	182 ft deep x 33 ft wide
Porch	Slab
Porch Area	594 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	38 MCCLELLAN ST
City	SCHENECTADY
State	NY
Zip	12304-1126
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	03 - MULTI
Legal Description	2 WOOD AND GARAGE
Legal Subdivision	PHILIP BECKER
Legal Block	2
Legal Lot Number	6.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	4
Census Block	4002
Census Tract	20700

Owner

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	38 MCCLELLAN ST, SCHENECTADY, NY 12304-1126
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
May 2, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 2, 2023 · Amount on Record
Deed Sale	May 2, 2023 · Amount on Record
Prior Sale	Oct 26, 2016 · Amount on Record
Deed Document Number	202325032
Deed Book / Page	2107 / 78
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	38 MCCLELLAN ST, SCHENECTADY, NY 12304-1126
Transaction Type	Mortgage
Record Updated	May 7, 2026
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 MCCLELLAN ST, SCHENECTADY, NY 12304-1126

Mortgage

Document Number	0000007226
Date	Mar 31, 2026
Instrument	202607226

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	May 2, 2023
Property Address	38 MCCLELLAN ST, SCHENECTADY, NY 12304-1126
Document Number	0000025032
Book / Page	2107 / 78
Instrument Date	Apr 14, 2023
Instrument	202325032
Transaction Type	Transfer
Record Updated	May 11, 2023

Transaction

Amount	Amount Recorded
Tax	$1,060.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3 MCCLELLAN ST, SCHENECTADY, NY 12304-1125

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	38 MCCLELLAN ST, SCHENECTADY, NY 12304-1126

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,763.00 (+9.09%)	$85,000 (-) Land $16,500 Building $68,500	$140,752 (+30.82%) Land $27,322 Building $113,430
2023		$85,000 (-) Land $16,500 Building $68,500	$107,595 (+3.8%) Land $20,886 Building $86,709
2022		$85,000 Land $16,500 Building $68,500	$103,659 Land $20,122 Building $83,537
2021	$5,283.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 924 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile USA.

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