41 Martha St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 41 Martha St, Chicopee, MA 01020

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,954 sqft · built 1958
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Oct 2003)
Tax Bill	$5,596 (2026)
Deeds & Mortgages	Nov 2023 Refinance Jan 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`88-00080`

Property Details

APN / Parcel Number

Primary APN	`88-00080`
Alternative APN	`CHIC M:0088 P:00080`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,954 sqft Living Area
Gross Area	4,148 sqft
1st Floor Area	1,954 sqft
Basement Area	1,044 sqft
Unfinished Basement	1,044 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,000 sqft (0.23 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	88-00080
Street Address	41 MARTHA ST
City	CHICOPEE
State	MA
Zip	01020-4158
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	1
Census Block	1034
Census Tract	810700

Owner

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	41 MARTHA ST, CHICOPEE, MA 01020-4158
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance LUSO FCU
Jan 7, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance LUSO FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2003 · Amount on Record
Deed Sale	Oct 21, 2003 · Amount on Record
Prior Sale	Aug 12, 1998 · Amount on Record
Deed Document Number	200394833
Deed Book / Page	13697 / 513
Transfer Doc	1040000287
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	41 MARTHA ST, CHICOPEE, MA 01020-4158
Transaction Type	Mortgage
Record Updated	Dec 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	025225-534
Date	Nov 14, 2023
Book Page	25225/534
Instrument	54123

Lender

Name	LUSO FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2043

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	41 MARTHA ST, CHICOPEE, MA 01020-4158
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23035-221
Date	Jan 7, 2020
Book Page	23035/221
Instrument	878

Lender

Name	LUSO FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,596.00 (+4.83%)	$367,200 (+4.29%) Land $110,000 Building $257,200	$337,181 (-11.51%)
2025	$5,338.00 (+5.43%)	$352,100 (+2.65%) Land $100,700 Building $251,400	$381,045
2024	$5,063.00 (+7.45%)	$343,000 (+10.29%) Land $98,700 Building $244,300
2023	$4,712.00	$311,000 Land $89,700 Building $221,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1980–2011)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Mar 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Crossroads Fiber Fiber	1,000 / 1,000

May also be available: Verizon, Xfinity.

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