38 Martha St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 38 Martha St, Chicopee, MA 01020

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 930 sqft · built 1953
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on File
Last Sale	$211,000 (Aug 2019)
Tax Bill	$3,988 (2026)
Deeds & Mortgages	Sep 2019 Transfer Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`88-00034`

Property Details

APN / Parcel Number

Primary APN	`88-00034`
Alternative APN	`CHIC M:0088 P:00034`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	930 sqft Living Area
Gross Area	2,486 sqft
1st Floor Area	744 sqft
Attic	Attic
Attic Area	744 sqft
Basement Area	744 sqft
Unfinished Basement	744 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,000 sqft (0.115 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	88-00034
Street Address	38 MARTHA ST
City	CHICOPEE
State	MA
Zip	01020-4160
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	1
Census Block	1026
Census Tract	810700

Owner

38 Martha St is owned and occupied by an individual who acquired it in September 2019.

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	38 MARTHA ST, CHICOPEE, MA 01020-4160
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Aug 28, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage POLISH NATIONAL CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2019 · Amount on File
Deed Sale	Aug 28, 2019 · Amount on File
Prior Sale	Nov 5, 2009 · Amount on File
Deed Document Number	201948877
Deed Book / Page	22825 / 374
Last Transfer Date	Sep 20, 2019
Transfer Doc	22865-343
Record Updated	Oct 29, 2026

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Sep 23, 2019
Property Address	38 MARTHA ST, CHICOPEE, MA 01020-4160
Document Number	22865-343
Book / Page	022865 / 000343
Instrument Date	Sep 20, 2019
Instrument	54712
Transaction Type	Transfer
Record Updated	Oct 8, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 MARTHA ST CHICOPEE MA 010204160, CHICOPEE, MA 01020-4160

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Aug 28, 2019
Property Address	38 MARTHA ST, CHICOPEE, MA 01020-4160
Document Number	22825-374
Book / Page	22825 / 374
Instrument Date	Aug 13, 2019
Instrument	48877
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 GRAPE ST # 5, 5, CHICOPEE, MA 01013-2968

Mortgage

Document Number	48878
Date	Aug 28, 2019
Instrument	48878

Lender

Name	POLISH NATIONAL CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 38 Martha St was $3,988, up 4% from the year before.

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,988.00 (+4.02%)	$261,700 (+3.48%) Land $80,000 Building $181,700	$300,444 (+0.46%)
2025	$3,834.00 (+5.56%)	$252,900 (+2.76%) Land $76,400 Building $176,500	$299,060
2024	$3,632.00 (+6.64%)	$246,100 (+9.48%) Land $74,900 Building $171,200
2023	$3,406.00	$224,800 Land $68,100 Building $156,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38 Martha St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1980–2011)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Mar 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Martha St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Crossroads Fiber Fiber	1,000 / 1,000

May also be available: Verizon, Xfinity.

Nearby Properties on Martha St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures