41 Locust Ln, Tupelo, MS 38801 Property Records

Lee County property record for 41 Locust Ln, Tupelo, MS 38801

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,702 sqft · built 2023
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on Record
Tax Bill	$3,000 (2025)
Deeds & Mortgages	Nov 2020 Construction Loan Apr 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`079L-32-005-14`

Property Details

APN / Parcel Number

Primary APN	`079L-32-005-14`
Alternative APNs	`051575` `51575`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,702 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Metal
Lot Area	14,375 sqft (0.33 acres)
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	051575
Street Address	41 LOCUST LN
City	TUPELO
State	MS
Zip	38801-8483
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT PT NW1/4 NW1/4 LOT 6
Legal Range	05E
Legal Township	09S
Legal Section	32
Legal Subdivision	REIKO SUB
Legal Lot Number	6
Jurisdiction	LEE MS
Township / Civil Division	3
Census Block Group	1
Census Block	1001
Census Tract	950401

Owner

Source: Lee County records, as of October 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	41 LOCUST LN, TUPELO, MS 38801-8483
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2020	Deed of Trust, Mortgage · Construction Mortgage COMMUNITY BANK OF MISSISSIPPI
Apr 20, 2023	Warranty Deed, Transfer · Conventional Mortgage GUM TREE MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2023
Deed Sale	Apr 20, 2023
Deed Document Number	2023004379
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE MS
Property Address	41 LOCUST LN, TUPELO, MS 38801-8483
Transaction Type	Mortgage
Record Updated	Nov 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9233 HIGHWAY 6 E, PONTOTOC, MS 38863-7311

Mortgage

Document Number	2020015270
Date	Nov 2, 2020
Instrument	2020015270

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 1, 2021

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE MS
Recording Date	Apr 20, 2023
Property Address	41 LOCUST LN, TUPELO, MS 38801-8483
Document Number	2023004379
Instrument Date	Apr 14, 2023
Instrument	2023004379
Transaction Type	Transfer
Record Updated	Oct 30, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9233 HIGHWAY 6 E, PONTOTOC, MS 38863-7311

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 LOCUST LN, TUPELO, MS 38801-8483
Investor	Possibly a Property Investor

Mortgage

Document Number	2023004380
Date	Apr 20, 2023
Instrument	2023004380

Lender

Name	GUM TREE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Tax Assessment & Valuation

Source: Lee County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lee County
Municipality	Tupelo City
Unified School District	Tupelo Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,000.00 (+498.8%) Homeowner's exemption	$22,070 (+488.53%)	$220,700 (+782.8%) Land $25,000 Building $195,700
2023	$501.00 (+100.4%)	$3,750 (+1%)	$25,000 (+1%) Land $25,000
2022	$250.00	$1,875	$12,500 Land $12,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (2003)
Most Recent Claim	Sep 2003

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 62% of Mississippi
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TUPELO serves 37,000 people · EPA ID MS0410015
Water Source	Purchased surface water from N. E. MS. REGIONAL W/S
Last State Inspection	Apr 2021
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tombigbee Fiber Fiber	2,000 / 1,000
Xfinity Cable	1,200 / 35
C Spire Wireless Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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