34 Locust Ln, Tupelo, MS 38801 Property Records

Lee County property record for 34 Locust Ln, Tupelo, MS 38801

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,349 sqft · built 2020
Lot Size	0.152 acres (6,648 sqft)
Owner	Company Name on File
Last Sale	$150,719 (Feb 2023)
Tax Bill	$3,030 (2025)
Deeds & Mortgages	Apr 2019 Line of Credit Oct 2020 Construction Loan + 4 more
Flood Zone	Zone X (minimal risk)
APN	`079L-32-005-15`

Property Details

APN / Parcel Number

Primary APN	`079L-32-005-15`
Alternative APNs	`052215` `52215`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,349 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,648 sqft (0.152 acres)
Lot Dimensions	132 ft deep x 50.1 ft wide
Patio Area	54 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	052215
Street Address	34 LOCUST LN
City	TUPELO
State	MS
Zip	38801-8483
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW1/4 LOT 1 LOT 1
Legal Range	05E
Legal Township	09S
Legal Section	32
Legal Subdivision	LOCUST LANE (PHASE 1)
Legal Lot Number	1
Jurisdiction	LEE MS
Township / Civil Division	3
Census Block Group	3
Census Block	3012
Census Tract	950404

Owner

Source: Lee County assessment roll, as of September 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	30038 HIDEAWAY DR, AMORY, MS 38821-8741
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2019	Deed of Trust, Mortgage · Line of Credit FNB OXFORD BANK
Oct 28, 2020	Deed of Trust, Mortgage · Construction Mortgage FNB OXFORD BANK
Feb 10, 2023	Warranty Deed, Transfer
Sep 9, 2022	Warranty Deed, Transfer
Apr 27, 2022	Warranty Deed, Transfer · Line of Credit PLANTERS BANK & TRUST CO
Aug 31, 2020	Warranty Deed, Transfer · FHA Mortgage BANCORPSOUTH BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 10, 2023 · Amount on Record
Deed Sale	Feb 10, 2023 · Amount on Record
Prior Sale	Sep 9, 2022
Deed Document Number	0020231688
Deed Book / Page	2023 / 1688
Record Updated	Jun 8, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE MS
Property Address	34 LOCUST LN, TUPELO, MS 38801-8483
Transaction Type	Mortgage
Record Updated	Jul 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2611 TRACELAND DR, TUPELO, MS 38801-4238

Mortgage

Document Number	2019004132
Date	Apr 9, 2019
Instrument	2019004132

Lender

Name	FNB OXFORD BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	8 Months
Due	Dec 29, 2019

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE MS
Property Address	34 LOCUST LN, TUPELO, MS 38801-8483
Transaction Type	Mortgage
Record Updated	Jul 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2611 TRACELAND DR, TUPELO, MS 38801-4238

Mortgage

Document Number	2020015048
Date	Oct 28, 2020
Instrument	2020015048

Lender

Name	FNB OXFORD BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	10 Months
Due	Aug 5, 2021

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE MS
Recording Date	Feb 10, 2023
Property Address	34 LOCUST LN, TUPELO, MS 38801-8483
Document Number	2023001688
Instrument Date	Feb 10, 2023
Instrument	2023001688
Transaction Type	Transfer
Record Updated	Jul 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2072 COLUMBINE DR, TUPELO, MS 38801-7163

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30038 HIDEAWAY DR, AMORY, MS 38821-8741

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE MS
Recording Date	Sep 9, 2022
Property Address	34 LOCUST LN, TUPELO, MS 38801-8483
Document Number	2022012847
Instrument Date	Sep 9, 2022
Instrument	2022012847
Transaction Type	Transfer
Record Updated	Jul 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	34 LOCUST LN, TUPELO, MS 38801-8483

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2072 COLUMBINE DR, TUPELO, MS 38801-7163
Investor	Possibly a Property Investor

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE MS
Recording Date	Apr 27, 2022
Property Address	34 LOCUST LN, TUPELO, MS 38801-8483
Document Number	2022005852
Instrument Date	Apr 22, 2022
Instrument	2022005852
Transaction Type	Transfer
Record Updated	Oct 30, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6928 COBBLESTONE BLVD STE 100, 100, SOUTHAVEN, MS 38672-8302

Mortgage

Document Number	2022005853
Date	Apr 27, 2022
Instrument	2022005853

Lender

Name	PLANTERS BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 22, 2047

Interest

Rate Type	Adjustable Rate

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE MS
Recording Date	Aug 31, 2020
Property Address	34 LOCUST LN, TUPELO, MS 38801-8483
Document Number	2020011868
Instrument Date	Aug 28, 2020
Instrument	2020011868
Transaction Type	Transfer
Record Updated	Jul 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 LOCUST LN, TUPELO, MS 38801-8483

Mortgage

Document Number	2020011869
Date	Aug 31, 2020
Instrument	2020011869

Lender

Name	BANCORPSOUTH BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Lee County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lee County
Municipality	Tupelo City
Unified School District	Tupelo Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,030.00 (+16.99%)	$22,286 (+15.14%)	$148,570 (+15.13%) Land $25,000 Building $123,570
2023	$2,590.00 (+81.5%)	$19,356 (+5%)	$129,040 (-) Land $25,000 Building $104,040
2022	$1,427.00 Homeowner's exemption	$12,904	$129,040 Land $25,000 Building $104,040

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 62% of Mississippi
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TUPELO serves 37,000 people · EPA ID MS0410015
Water Source	Purchased surface water from N. E. MS. REGIONAL W/S
Last State Inspection	Apr 2021
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tombigbee Electric Power Association Fiber	2,000 / 1,000
Xfinity Cable	1,200 / 35
Telapex Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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