Berkeley County property record for 41 Lockhouse Rd, Falling Waters, WV 25419
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,824 sqft · built 2005 |
| Lot Size | 1.24 acres (54,014 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $350,000 (Apr 2021) |
| Tax Bill | $2,251 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage Apr 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-6A-0079.0000 |
| Primary APN | 02-6A-0079.0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,824 sqft Living Area |
| 1st Floor Area | 1,824 sqft |
| Year Built | Built 2005 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 54,014 sqft (1.24 acres) |
| Terrain | Rolling |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 06124865 |
|---|---|
| Street Address | 41 LOCKHOUSE RD |
| City | FALLING WATERS |
| State | WV |
| Zip | 25419-4791 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.24 AC LOT B-7 SEC B POTOMAC HEIGHTS |
| Legal Subdivision | POTOMAC HEIGHTS |
| Legal Lot Number | B |
| Jurisdiction | BERKELEY WV |
| Township / Civil Division | POTOMAC |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 971104 |
Source: Berkeley County records, as of November 14, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 41 LOCKHOUSE RD, FALLING WATERS, WV 25419-4791 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 9, 2022 | Deed of Trust, Mortgage · Conventional Mortgage JEFFERSON SECURITY BANK |
| Apr 26, 2021 | Deed, Transfer · FHA Mortgage HOMESPIRE MORTGAGE CORP |
| Feb 24, 2021 | Deed of Trust, Mortgage · VA Mortgage FIRST HOME BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 26, 2021 · Amount on Record |
| Deed Sale | Apr 26, 2021 · Amount on Record |
| Deed Document Number | 20210015154 |
| Deed Book / Page | 1336 / 105 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY WV |
| Property Address | 41 LOCKHOUSE RD, FALLING WATERS, WV 25419-4791 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 003948/668 |
|---|---|
| Date | Sep 9, 2022 |
| Book Page | 3948/668 |
| Instrument | 20220033318 |
| Name | JEFFERSON SECURITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKELEY WV |
| Recording Date | Apr 26, 2021 |
| Property Address | 41 LOCKHOUSE RD, FALLING WATERS, WV 25419-4791 |
| Document Number | 1336/105 |
| Book / Page | 1336 / 105 |
| Map Reference | DB 245 PG 244 |
| Instrument Date | Apr 23, 2021 |
| Instrument | 20210015154 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,695.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 41 LOCKHOUSE RD, FALLING WATERS, WV 25419-4791 |
| Document Number | 202100151553693401 |
|---|---|
| Date | Apr 26, 2021 |
| Instrument | 202100151553693401 |
| Name | HOMESPIRE MORTGAGE CORP |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY WV |
| Property Address | 41 LOCKHOUSE RD, FALLING WATERS, WV 25419-4791 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3652/114 |
|---|---|
| Date | Feb 24, 2021 |
| Book Page | 3652/114 |
| Instrument | 20210006818 |
| Name | FIRST HOME BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Rate Type | Fixed Rate |
|---|
Source: Berkeley County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Berkeley County |
| Unified School District | Berkeley County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,251.00 (-1.1%) | $185,220 (+2.83%) Land $42,840 Building $142,380 | $308,700 (+2.83%) Land $71,400 Building $237,300 |
| 2023 | $2,276.00 | $180,120 Land $39,240 Building $140,880 | $300,200 Land $65,400 Building $234,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2025) |
| Most Recent Claim | May 2025 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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