165 Lockhouse Rd, Falling Waters, WV 25419 Property Records

Berkeley County property record for 165 Lockhouse Rd, Falling Waters, WV 25419

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,112 sqft · built 1974
Lot Size	1.21 acres (52,708 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Oct 2018)
Tax Bill	$1,512 (2025)
Deeds & Mortgages	May 2021 Mortgage Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-6A-0049.0000`

Property Details

APN / Parcel Number

Primary APN	`02-6A-0049.0000`
Alternative APNs	`02-02-6A-0049.0000` `06124008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,112 sqft Living Area
1st Floor Area	1,056 sqft
Basement Area	1,056 sqft
Finished Basement	1,056 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	52,708 sqft (1.21 acres)
Pool Type	Concrete Pool
Pool Area	576 sqft
Patio Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	06124008
Street Address	165 LOCKHOUSE RD
City	FALLING WATERS
State	WV
Zip	25419-4809
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 22 SECTION B 1.21 AC POTOMAC HEIGHTS
Legal Subdivision	POTOMAC HEIGHTS
Legal Lot Number	22
Jurisdiction	BERKELEY WV
Township / Civil Division	POTOMAC
Census Block Group	1
Census Block	1003
Census Tract	971104

Owner

Source: Berkeley County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	165 LOCKHOUSE RD, FALLING WATERS, WV 25419-4809
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 7, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage HUD
Oct 16, 2018	Deed of Trust, Mortgage · FHA Mortgage HOMESPIRE MORTGAGE CORP
Oct 16, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2018 · Amount on Record
Deed Sale	Oct 16, 2018 · Amount on Record
Deed Document Number	20180038996
Deed Book / Page	1227 / 354
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY WV
Property Address	165 LOCKHOUSE RD, FALLING WATERS, WV 25419-4809
Transaction Type	Mortgage
Record Updated	Jun 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3700/589
Date	May 7, 2021
Book Page	3700/589
Instrument	20210016947

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Nov 1, 2048

Interest

Rate Type	Fixed Rate

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY WV
Property Address	165 LOCKHOUSE RD, FALLING WATERS, WV 25419-4809
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3309/603
Date	Oct 16, 2018
Book Page	3309/603
Instrument	20180038998

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2048

Interest

Rate Type	Fixed Rate

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY WV
Recording Date	Oct 16, 2018
Property Address	165 LOCKHOUSE RD, FALLING WATERS, WV 25419-4809
Document Number	1227/354
Book / Page	1227 / 354
Map Reference	DB 245 PG 244
Instrument Date	Oct 15, 2018
Instrument	20180038996
Transaction Type	Transfer
Record Updated	Oct 22, 2021

Transaction

Amount	Amount Recorded
Tax	$1,270.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 LOCKHOUSE RD, FALLING WATERS, WV 25419-4809

Tax Assessment & Valuation

Source: Berkeley County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,512.00 (-0.79%)	$124,440 (+3.18%) Land $42,720 Building $81,720	$207,400 (+3.18%) Land $71,200 Building $136,200
2023	$1,524.00	$120,600 Land $39,120 Building $81,480	$201,000 Land $65,200 Building $135,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	May 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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