41 Lemon Bay Ln, Placida, FL 33946 Property Records

Charlotte County property record for 41 Lemon Bay Ln, Placida, FL 33946

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,347 sqft · built 2005
Lot Size	0.303 acres (13,230 sqft)
Owner	Company Name on File
Last Sale	$1,850,000 (Aug 2023)
Tax Bill	$24,455 (2025)
Deeds & Mortgages	Aug 2023 Sale Jun 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`41-20-28-301-012`

Property Details

APN / Parcel Number

Primary APN	`41-20-28-301-012`
Alternative APNs	`0088316-000000-4` `10004658936`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,347 sqft Living Area
Gross Area	4,108 sqft
Fireplaces	1 Fireplace
Fireplace	2 Story

Exterior

Year Built	Built 2005
Architectural Style	Other
Foundation Type	Pile
Lot Area	13,230 sqft (0.303 acres)
Lot Dimensions	105 ft deep x 126 ft wide
Garage Type	Detached
Garage Area	144 sqft

Exterior Amenities

Pool Area	28 sqft
Porch	Porch
Porch Area	585 sqft
Deck Area	180 sqft
Patio Area	516 sqft
Fence	Fence
Lawn Sprinklers	Lawn Sprinklers
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	10004658936
Old Parcel Number	00883160000004
Street Address	41 LEMON BAY LN
City	PLACIDA
State	FL
Zip	33946
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BBI
Legal Description	PIE 003 000G 0016 PALM ISLAND ESTATES UN 3 BLK G LOT 16 539/696 DC539/991 1059/977 1783/1213 4082/762 5008/2041
Legal Range	20E
Legal Township	41S
Legal Section	28
Legal Subdivision	PALM ISLAND ESTATES
Legal Block	G
Legal Lot Number	16
Jurisdiction	CHARLOTTE FL
Township / Civil Division	GROVE CITY-ROTONDA
Census Block Group	1
Census Block	1014
Census Tract	30402

Owner

41 Lemon Bay Ln is owned by a company that bought it in August 2023.

Source: Charlotte County records, as of December 10, 2025

Owner of Record	Company Name on File
Mailing Address	190 CEYLON AVE, TAMPA, FL 33606-3330
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jun 27, 2022	Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2023 · Amount on File
Deed Sale	Aug 17, 2023 · Amount on File
Prior Sale	Jun 27, 2022 · Amount on File
Deed Document Number	3304739
Record Updated	Jun 8, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Aug 17, 2023
Property Address	41 LEMON BAY LN, PLACIDA, FL 33946
Document Number	0003304739
Map Reference	MB 3 PG 98-A-98-C
Instrument Date	Aug 15, 2023
Instrument	3304739
Transaction Type	Transfer
Record Updated	Sep 27, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$12,950.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1411 SW 40TH TER, CAPE CORAL, FL 33914-5616

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 CEYLON AVE, CAPE CORAL, FL 33914

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jun 27, 2022
Property Address	41 LEMON BAY LN, PLACIDA, FL 33946
Document Number	0050082041
Book / Page	5008 / 2041
Map Reference	MB 3 PG 98-A-98-C
Instrument Date	Jun 10, 2022
Instrument	3120695
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	MSC TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12,950.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	TREBIZSKEHO 6 251 1, 6, RICANY XX

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 LEMON BAY LN, PLACIDA, FL 33946

Mortgage

Document Number	0050082044
Date	Jun 27, 2022
Instrument	5008/2044

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 41 Lemon Bay Ln was $24,455.

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$24,455.00	$1,479,120	$1,168,660 Land $511,661 Building $656,999
2023	$31,246.00 (+37.93%)	$1,726,916 (+21.01%)	$1,247,532 (-12.58%) Land $511,661 Building $735,871
2022	$22,653.00	$1,427,048 Land $362,426 Building $1,064,622	$1,427,048 Land $362,426 Building $1,064,622

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 41 Lemon Bay Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 242 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	369 units insured incl. 127 condo units
Nearby Flood Claims	326 (1982–2024)
Claims Outside the SFHA	1 of 326
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 156 claims Hurricane Helene, Oct 2024 · 108 claims Hurricane Ian, Sep 2022 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 41 Lemon Bay Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KNIGHT ISLAND UTILITIES, INC. private · serves 431 people · EPA ID FL6084075
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband.

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