36 Lemon Bay Ln, Placida, FL 33946 Property Records

Charlotte County property record for 36 Lemon Bay Ln, Placida, FL 33946

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,310 sqft · built 2005
Lot Size	0.344 acres (15,000 sqft)
Owner	Company Name on Record
Last Sale	$97,500 (Mar 2019)
Tax Bill	$31,957 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Nov 2019 Mortgage
Flood Zone	Zone AE (high risk)
APN	`412028302004`

Property Details

APN / Parcel Number

Primary APN	`412028302004`
Alternative APNs	`00883180014006` `10004658940`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	4,310 sqft Living Area
Gross Area	7,867 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Tile
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	125 ft deep x 80 ft wide
View / Lot	Waterfront
Garage Type	Attached
Garage Area	672 sqft
Driveway	Driveway
Driveway Area	1 sqft

Exterior Amenities

Pool Area	50 sqft
Porch	Enclosed Porch
Porch Area	950 sqft
Deck Area	1,579 sqft
Patio Area	1,809 sqft
Loading Dock	508 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	00883180014006
Street Address	36 LEMON BAY LN
City	PLACIDA
State	FL
Zip	33946
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BBI
Legal Description	PALM ISLAND ESTS UN 3 BLK H LT 14 2323/1227 2606/1534 E3141/1397 3141/1396 PR11-1054AMD OSA3630/1299 3634/920 3634/922 PIE 003 000H 0015W PALM ISLAND ESTATES SEC3 BLK H TH W 1/2 LOT 15 4416/644
Legal Range	20E
Legal Township	41S
Legal Section	28
Legal Subdivision	PALM ISLAND ESTS
Legal Tract	PIE
Legal Block	H
Legal Lot Number	14
Jurisdiction	CHARLOTTE FL
Township / Civil Division	GROVE CITY-ROTONDA
Census Block Group	1
Census Block	1014
Census Tract	30402

Owner

Source: Charlotte County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	9760 KIRTLAND CHARDON RD, CHARDON, OH 44024-9746
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Nov 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2019 · Amount on Record
Deed Sale	Mar 15, 2019 · Amount on Record
Prior Sale	Feb 24, 2012 · Amount on Record
Deed Document Number	20192692124
Deed Book / Page	4416 / 644
Prior Transfer Date	Feb 13, 2012
Prior Transfer Doc	0036340920
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	36 LEMON BAY LN, PLACIDA, FL 33946
Transaction Type	Mortgage
Record Updated	Jul 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0045010237
Date	Nov 4, 2019
Book Page	4501/0237
Instrument	2757338

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2034

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	36 LEMON BAY LN, PLACIDA, FL 33946
Transaction Type	Mortgage
Record Updated	Jul 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0045080148
Date	Nov 22, 2019
Book Page	4508/0148
Instrument	2762706

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2034

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$31,957.00 (-5.95%)	$2,325,728 (+59.8%) Land $367,200 Building $1,958,528	$2,325,728 (+14.3%) Land $367,200 Building $1,958,528
2024	$33,978.00 (+2.31%)
2023		$1,455,439 (-33.9%)	$2,034,782 (-7.58%) Land $432,000 Building $1,602,782
2022	$33,210.00	$2,201,753 Land $304,980 Building $1,896,773	$2,201,753 Land $304,980 Building $1,896,773

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 242 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	369 units insured incl. 127 condo units
Nearby Flood Claims	326 (1982–2024)
Claims Outside the SFHA	1 of 326
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 156 claims Hurricane Helene, Oct 2024 · 108 claims Hurricane Ian, Sep 2022 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KNIGHT ISLAND UTILITIES, INC. private · serves 431 people · EPA ID FL6084075
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband.

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