41 Lakeview Trl, Nebo, NC 28761 Property Records

McDowell County property record for 41 Lakeview Trl, Nebo, NC 28761

Property Summary

Property Type	Rural Home
Details	2 bd · 3 ba · 1,397 sqft · built 2020
Lot Size	2.05 acres (89,734 sqft)
Owner	Individual Name on Record
Last Sale	$630,000 (Jun 2025)
Tax Bill	$2,814 (2025)
Deeds & Mortgages	Mar 2019 Construction Loan Aug 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`1637-00-71-6055`

Property Details

APN / Parcel Number

Primary APN	`1637-00-71-6055`
Alternative APN	`61689`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,397 sqft Heated Area
Basement Area	1,397 sqft
Unfinished Basement	1,397 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Exterior Material	Logs
Roof Type	Gable
Roof Material	Metal
Lot Area	89,734 sqft (2.05 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	61689
Street Address	41 LAKEVIEW TRL
City	NEBO
State	NC
Zip	28761-0068
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	LOT 415 GRANDVIEW PEAKS PHASE 19
Legal Subdivision	GRANDVIEW PEAKS
Legal Phase	19
Legal Lot Number	415
Jurisdiction	MCDOWELL NC
Township / Civil Division	DYSARTSVILLE
Census Block Group	2
Census Block	2032
Census Tract	970903

Owner

Source: McDowell County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	41 LAKEVIEW TRL, NEBO, NC 28761-0068
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2019	Deed of Trust, Mortgage · Construction Mortgage FIRST BANK
Aug 25, 2020	Loan Modification, Mortgage · Conventional Mortgage FIRST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2025 · Amount on Record
Deed Sale	Jun 10, 2025 · Amount on Record
Prior Sale	Nov 4, 2015 · Amount on Record
Deed Document Number	2025002756
Deed Book / Page	1503 / 803
Record Updated	Jun 8, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	41 LAKEVIEW TRL, NEBO, NC 28761-0068
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012690753
Date	Mar 19, 2019
Book Page	1269/0753
Instrument	2019001193

Lender

Name	FIRST BANK
Type	Bank
Address	TROY, NC 27371

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Apr 1, 2050

August 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCDOWELL NC
Property Address	41 LAKEVIEW TRL, NEBO, NC 28761-0068
Document Number	0013200168
Instrument Date	Aug 25, 2020
Transaction Type	Mortgage
Record Updated	Sep 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	41 LAKEVIEW TRL NEBO NC 28761, NEBO, NC 28761

Mortgage

Document Number	0013200168
Date	Aug 25, 2020
Book Page	001320/000168
Instrument	4226

Lender

Name	FIRST BK
Type	Bank
Address	GREENSBORO, NC 27401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 24, 2050

Interest

Rate Type	Fixed Rate
Rate	3.62%

Tax Assessment & Valuation

Source: McDowell County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,814.00 (+3.04%)	$415,120 (-) Land $45,000 Building $370,120
2023	$2,731.00	$415,120 Land $45,000 Building $370,120	$415,120 Land $45,000 Building $370,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Skyrunner Fixed Wireless	25 / 10
Frontier DSL	10 / 1

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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