21 Lakeview Trl, Nebo, NC 28761 Property Records

McDowell County property record for 21 Lakeview Trl, Nebo, NC 28761

Property Summary

Property Type	Rural Home
Details	2 bd · 2.5 ba · 1,206 sqft · built 2013
Lot Size	1.52 acres (66,211 sqft)
Owner	2 Individual Names on Record
Last Sale	$520,000 (Oct 2024)
Tax Bill	$2,692 (2025)
Deeds & Mortgages	Jul 2026 Mortgage May 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1637-00-70-8070`

Property Details

APN / Parcel Number

Primary APN	`1637-00-70-8070`
Alternative APNs	`71755` `82949`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,206 sqft Heated Area
Gross Area	2,158 sqft
1st Floor Area	884 sqft
Flooring	Hardwood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2016
Exterior Material	Logs
Roof Type	Gable
Roof Material	Metal
Lot Area	66,211 sqft (1.52 acres)
Porch	Patio

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric

Location & Zoning

Account Number	82949
Street Address	21 LAKEVIEW TRL
City	NEBO
State	NC
Zip	28761-0068
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	1.52 AC LOT 393 GRANDVIEW PKS PB 20 PG 40
Legal Subdivision	GRANDVIEW PEAKS
Legal Phase	16
Legal Lot Number	393
Jurisdiction	MCDOWELL NC
Township / Civil Division	DYSARTSVILLE
Census Block Group	2
Census Block	2032
Census Tract	970903

Owner

Source: McDowell County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 6, SOPHIA, NC 27350-0006
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CREDIT UNION
May 27, 2022	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Feb 13, 2020	Special Warranty Deed, Transfer · Conventional Mortgage FIRST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2024 · Amount on Record
Deed Sale	Oct 25, 2024 · Amount on Record
Prior Sale	May 27, 2022 · Amount on Record
Deed Document Number	20244905
Deed Book / Page	1483 / 262
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Recording Date	Jul 1, 2026
Property Address	21 LAKEVIEW TRL, NEBO, NC 28761-0068
Document Number	0000003166
Book / Page	1543 / 571
Instrument Date	Jun 29, 2026
Instrument	20263166
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 LAKEVIEW TRL, NEBO, NC 28761-0068

Mortgage

Document Number	0000003166,
Date	Jul 1, 2026
Book Page	1543/571
Instrument	20263166

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	May 27, 2022
Property Address	21 LAKEVIEW TRL, NEBO, NC 28761-0068
Document Number	0014010383
Book / Page	1401 / 383
Map Reference	MB 20 PG 40
Instrument Date	May 26, 2022
Instrument	2022003306
Transaction Type	Transfer
Record Updated	Jun 8, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$880.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1853 GRANDVIEW PEAKS DR, 1853, NEBO, NC 28761-7912

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 LAKEVIEW TRL, NEBO, NC 28761-0068

Mortgage

Document Number	2022003307
Date	May 27, 2022
Instrument	2022003307

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

February 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Feb 13, 2020
Property Address	21 LAKEVIEW TRL, NEBO, NC 28761-0068
Document Number	0013000863
Book / Page	1300 / 0863
Map Reference	MB 20 PG 40
Instrument Date	Feb 12, 2020
Instrument	2020000768
Transaction Type	Transfer
Record Updated	Oct 25, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1853 GRANDVIEW PEAKS DR, NEBO, NC 28761-7912

Mortgage

Document Number	2020000769
Date	Feb 13, 2020
Instrument	2020000769

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2035

Tax Assessment & Valuation

Source: McDowell County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,692.00 (+3.06%)	$397,090 (-) Land $45,000 Building $352,090
2023	$2,612.00	$397,090 Land $45,000 Building $352,090	$397,090 Land $45,000 Building $352,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Skyrunner Fixed Wireless	25 / 10
Frontier DSL	10 / 1

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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