Middlesex County and Dracut Town property record for 41 Joseph Ave, Dracut, MA 01826
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1.5 ba · 1,153 sqft · built 2005 |
| Lot Size | 0.057 acres (2,503 sqft) |
| Owner | Individual Name on File |
| Last Sale | $277,065 (Nov 2005) |
| Tax Bill | $3,872 (2026) |
| Deeds & Mortgages | Oct 2025 Second Mortgage Nov 2021 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | DRAC M:71 B:23 L:84.41 |
| Primary APN | DRAC M:71 B:23 L:84.41 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,153 sqft Living Area |
| Gross Area | 2,031 sqft |
| 1st Floor Area | 548 sqft |
| Attic | Attic |
| Attic Area | 324 sqft |
| Basement Area | 276 sqft |
| Unfinished Basement | 204 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 2,503 sqft (0.057 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 41 JOSEPH AVE |
|---|---|
| City | DRACUT |
| State | MA |
| Zip | 01826-5760 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R1 |
| Legal Block | 23 |
| Legal Lot Number | 84.41 |
| Jurisdiction | DRACUT MA |
| Township / Civil Division | DRACUT |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 314301 |
41 Joseph Ave, a condominium, is owned and occupied by an individual who bought it in November 2005.
Source: Middlesex County and Dracut Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 41 JOSEPH AVE, DRACUT, MA 01826-5760 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 9, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage LOANDEPOT.COM LLC |
| Nov 15, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC |
| Oct 29, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC |
| Jan 3, 2018 | Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC |
| May 27, 2017 | Deed of Trust, Mortgage · Conventional Mortgage JEANNE D'ARC CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 3, 2005 · Amount on File |
| Deed Sale | Nov 3, 2005 · Amount on File |
| Deed Document Number | 200574882 |
| Deed Book / Page | 19480 / 177 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DRACUT MA |
| Property Address | 41 JOSEPH AVE, DRACUT, MA 01826-5760 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2025 |
| Name | Verified Name |
|---|
| Document Number | 039580-144 |
|---|---|
| Date | Oct 9, 2025 |
| Book Page | 39580/144 |
| Instrument | 32246 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Nov 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DRACUT MA |
| Property Address | 41 JOSEPH AVE, DRACUT, MA 01826-5760 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00036507-1 |
|---|---|
| Date | Nov 15, 2021 |
| Book Page | 36507/1 |
| Instrument | 66392 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Dec 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DRACUT MA |
| Property Address | 41 JOSEPH AVE, DRACUT, MA 01826-5760 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 34837-26 |
|---|---|
| Date | Oct 29, 2020 |
| Book Page | 34837/26 |
| Instrument | 54688 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DRACUT MA |
| Property Address | 41 JOSEPH AVE, DRACUT, MA 01826-5760 |
| Document Number | 31783-222 |
| Book / Page | 031783 / 000222 |
| Instrument Date | Jan 3, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2018 |
| Name | Verified Name |
|---|
| Document Number | 31783-222 |
|---|---|
| Date | Jan 8, 2018 |
| Book Page | 031783/000222 |
| Instrument | 963 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 7, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DRACUT MA |
| Property Address | 41 JOSEPH AVE, DRACUT, MA 01826-5760 |
| Document Number | 31190-80 |
| Book / Page | 031190 / 000080 |
| Instrument Date | May 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 4, 2017 |
| Name | Verified Name |
|---|
| Document Number | 31190-80 |
|---|---|
| Date | Jun 12, 2017 |
| Book Page | 031190/000080 |
| Instrument | 24070 |
| Name | JEANNE D'ARC CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jun 11, 2027 |
The 2026 property tax bill for 41 Joseph Ave was $3,872, up 4% from the year before.
Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Dracut Town |
| Unified School District | Dracut School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,872.00 (+4%) | $400,400 (+8.83%) Building $400,400 | $340,195 (-) |
| 2025 | $3,723.00 (+3.22%) | $367,900 (+6.58%) Building $367,900 | $340,195 (+2.29%) |
| 2024 | $3,607.00 (-2.59%) | $345,200 (+7.94%) Building $345,200 | $332,595 |
| 2023 | $3,703.00 | $319,800 Building $319,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 41 Joseph Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 41 Joseph Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENWOOD WATER DISTRICT serves 9,620 people · EPA ID MA3079001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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