41 James St, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 41 James St, Montclair, NJ 07042

Property Summary

Property TypeSingle Family Home
Details3,304 sqft · built 1921
Lot Size0.114 acres (4,982 sqft)
OwnerIndividual Name on Record
Last Sale$640,000 (Jun 2017)
Tax Bill$17,492 (2025)
Deeds & MortgagesDec 2020 Mortgage
Jun 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN13-01511-0000-00010

Property Details

APN / Parcel Number

Primary APN13-01511-0000-00010
Alternative APN
  • 130151100010

Interior

Stories2 Stories
Building Area3,304 sqft Living Area

Exterior

Year BuiltBuilt 1921
Effective Year BuiltEffective 1921
Construction TypeFrame
Lot Area4,982 sqft (0.114 acres)
Lot Dimensions94 ft deep x 53 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number130151100010
Street Address41 JAMES ST
CityMONTCLAIR
StateNJ
Zip07042-2953
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Description53X94 IRR
Legal SubdivisionMAYFAIR
Legal Block1511
Legal Lot Number10
JurisdictionESSEX NJ
Township / Civil DivisionMONTCLAIR
Census Block Group3
Census Block3001
Census Tract16600

Owner

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address767 VALLEY RD, MONTCLAIR, NJ 07043-1516
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
SUMMIT MTG BANKERS
Jun 26, 2017Grant Deed, Transfer · Conventional Mortgage
MLD MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 26, 2017 · Amount on Record
Deed SaleJun 26, 2017 · Amount on Record
Prior SaleSep 5, 2012 · Amount on Record
Deed Document Number201754863
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address41 JAMES ST, MONTCLAIR, NJ 07042-2953
Document Number0000009303
Instrument DateDec 29, 2020
Transaction TypeMortgage
Record UpdatedFeb 16, 2021
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address41 JAMES ST MONTCLAIR NJ 070422953, MONTCLAIR, NJ 07042-2953

Mortgage

Document Number0000009303
DateJan 25, 2021
Instrument9303
Lender
NameSUMMIT MTG BANKERS
TypeMortgage Company
AddressFLUSHING, NY 11354
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 24, 2051

June 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionESSEX NJ
Recording DateJun 26, 2017
Property Address41 JAMES ST, MONTCLAIR, NJ 07042-2953
Document Number0000054863
Instrument DateJun 16, 2017
Instrument54863
Transaction TypeTransfer
Record UpdatedJan 11, 2019
Title CompanyEVIDENT TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$640.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address767 VALLEY RD MONTCLAIR NJ 070431516, MONTCLAIR, NJ 07043-1516

Mortgage

Document Number54866
DateJun 26, 2017
Instrument54866
Lender
NameMLD MTG
TypeMortgage Company
AddressFLORHAM PARK, NJ 07932
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 25, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
County SubdivisionMontclair Township
Unified School DistrictMontclair Town School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$497,500 (-) Land $225,200 Building $272,300$497,500 (-) Land $225,200 Building $272,300
2025$17,492.00 (+3.33%)$497,500 (-) Land $225,200 Building $272,300$497,500 (-) Land $225,200 Building $272,300
2024$16,929.00 (+3.5%)
2023$497,500 Land $225,200 Building $272,300$497,500 Land $225,200 Building $272,300
2022$16,357.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTCLAIR WATER BUREAU
serves 40,150 people · EPA ID NJ0713001
Water SourcePurchased surface water from several systems
Last State InspectionSep 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jan 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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