Essex County and Fairfield Township property record for 39 James St, Montclair, NJ 07042
| Property Type | Single Family Home |
|---|---|
| Details | 3,522 sqft · built 1972 |
| Lot Size | 0.344 acres (15,002 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $14,609 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage May 2020 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 07-03601-01-00014 |
| Primary APN | 07-03601-01-00014 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,522 sqft Living Area |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Construction Type | Frame |
| Lot Area | 15,002 sqft (0.344 acres) |
| Lot Dimensions | 125 ft deep x 120 ft wide |
| Account Number | 00001426 |
|---|---|
| Street Address | 39 JOHN ST |
| City | FAIRFIELD |
| State | NJ |
| Zip | 07004-1438 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | 120X125 |
| Legal Subdivision | MAPLE PARK ESTATES |
| Legal Block | 3601 |
| Legal Lot Number | 14 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | FAIRFIELD |
| Census Block Group | 6 |
| Census Block | 6017 |
| Census Tract | 21601 |
Source: Essex County and Fairfield Township records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 39 JOHN ST, FAIRFIELD, NJ 07004-1438 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK |
| May 21, 2020 | Deed of Trust, Mortgage · FHA Mortgage NORTHPOINTE BK |
| Mar 3, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 21, 2020 |
| Transfer Doc | 0000024448 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 39 JAMES ST, MONTCLAIR, NJ 07042-2913 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021037715 |
|---|---|
| Date | Mar 26, 2021 |
| Instrument | 2021037715 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 39 JAMES ST, MONTCLAIR, NJ 07042-2913 |
| Document Number | 0000086297 |
| Instrument Date | May 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Address | 39 JOHN ST FAIRFIELD NJ 070041438, FAIRFIELD, NJ 07004-1438 |
| Document Number | 0000086297 |
|---|---|
| Date | Sep 8, 2020 |
| Instrument | 86297 |
| Name | NORTHPOINTE BK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 7, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Mar 3, 2021 |
| Property Address | 39 JAMES ST, MONTCLAIR, NJ 07042-2913 |
| Document Number | 2021024448 |
| Instrument Date | May 21, 2020 |
| Instrument | 2021024448 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 39 JOHN ST, FAIRFIELD, NJ 07004-1438 |
Source: Essex County and Fairfield Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Fairfield Township |
| Elementary School District | Fairfield Township School District (KG - 06) |
| Secondary School District | West Essex Regional School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $702,000 (-) Land $283,900 Building $418,100 | $702,000 (-) Land $283,900 Building $418,100 | |
| 2025 | $14,609.00 (-2.57%) | $702,000 (-) Land $283,900 Building $418,100 | $702,000 (-) Land $283,900 Building $418,100 |
| 2024 | $14,994.00 (+6.64%) | ||
| 2023 | $702,000 Land $283,900 Building $418,100 | $702,000 Land $283,900 Building $418,100 | |
| 2022 | $14,061.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 241 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 241 in force |
| Nearby Flood Claims | 566 (1978–2023) |
| Claims Outside the SFHA | 7 of 566 |
| Most Recent Claim | Dec 2023 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FAIRFIELD WATER DEPT serves 7,400 people · EPA ID NJ0707001 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures