Penobscot County and Carmel Town property record for 41 Horseback Rd, Carmel, ME 04419
| Property Type | Single Family Home |
|---|---|
| Lot Size | 43 acres (1,873,080 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $380,300 (Nov 2021) |
| Tax Bill | $5,157 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Mar 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | CARM M:0009 L:36 |
| Primary APN | CARM M:0009 L:36 |
|---|---|
| Alternative APN |
|
| Architectural Style | Multi-Family |
|---|---|
| Lot Area | 1,873,080 sqft (43 acres) |
| Account Number | 318 |
|---|---|
| Street Address | 41 HORSEBACK RD |
| City | CARMEL |
| State | ME |
| Zip | 04419-3301 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 36 |
| Jurisdiction | CARMEL ME |
| Township / Civil Division | CARMEL |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 11000 |
Source: Penobscot County and Carmel Town records, as of May 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 41 HORSEBACK RD, CARMEL, ME 04419-3301 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 30, 2021 | Warranty Deed, Transfer · VA Mortgage EMBRACE HOME LOANS INC |
| Mar 30, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ACADIA FEDERAL CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 30, 2021 · Amount on Record |
| Deed Sale | Nov 30, 2021 · Amount on Record |
| Deed Document Number | 202140195 |
| Deed Book / Page | 16292 / 92 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARMEL ME |
| Recording Date | Nov 30, 2021 |
| Property Address | 41 HORSEBACK RD, CARMEL, ME 04419-3301 |
| Document Number | 0162920092 |
| Book / Page | 16292 / 92 |
| Instrument Date | Nov 29, 2021 |
| Instrument | 40195 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Number | 40196 |
|---|---|
| Date | Nov 30, 2021 |
| Instrument | 40196 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARMEL ME |
| Property Address | 41 HORSEBACK RD, CARMEL, ME 04419-3301 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0159530035 |
|---|---|
| Date | Mar 30, 2021 |
| Book Page | 15953/35 |
| Instrument | 9761 |
| Name | ACADIA FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2036 |
Source: Penobscot County and Carmel Town assessment roll, as of May 22, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Penobscot County |
| County Subdivision | Carmel Town |
| Unified School District | School Administrative District 23 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,157.00 (+15.76%) | $326,400 (-) Land $95,900 Building $230,500 |
| 2024 | $4,455.00 (+8.32%) | $326,400 (-) Land $95,900 Building $230,500 |
| 2022 | $4,113.00 | $326,400 Land $95,900 Building $230,500 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective August 7, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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