29 Horseback Rd, Carmel, ME 04419 Property Records

Penobscot County and Carmel Town property record for 29 Horseback Rd, Carmel, ME 04419

Property Summary

Property TypeSingle Family Home
Lot Size2 acres (87,120 sqft)
Owner2 Individual Names on Record
Last Sale$325,000 (Oct 2023)
Tax Bill$3,084 (2025)
Deeds & MortgagesSep 2024 Mortgage
Oct 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNCARM M:0009 L:37F

Property Details

APN / Parcel Number

Primary APNCARM M:0009 L:37F
Alternative APN
  • 1045

Exterior

Architectural StyleMulti-Family
Lot Area87,120 sqft (2 acres)

Location & Zoning

Account Number1045
Street Address29 HORSEBACK RD
CityCARMEL
StateME
Zip04419-3300
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number37F
JurisdictionCARMEL ME
Township / Civil DivisionCARMEL
Census Block Group1
Census Block1012
Census Tract11000

Owner

Source: Penobscot County and Carmel Town records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address29 HORSEBACK RD, CARMEL, ME 04419-3300
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 24, 2024Deed of Trust, Mortgage · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Oct 2, 2023Warranty Deed, Transfer · Stand-Alone First Mortgage
MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 2, 2023 · Amount on Record
Deed SaleOct 2, 2023 · Amount on Record
Prior SaleMay 2, 2022 · Amount on Record
Deed Document Number202323742
Deed Book / Page16959 / 76
Record UpdatedOct 29, 2026

September 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARMEL ME
Property Address29 HORSEBACK RD, CARMEL, ME 04419-3300
Transaction TypeMortgage
Record UpdatedNov 20, 2025
Title CompanyFIDELITY NATIONAL TITLE MA, FIDELITY NATIONAL TITLE (AKA

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0172770029
DateSep 24, 2024
Book Page17277/29
Instrument23625
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2054

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARMEL ME
Recording DateOct 2, 2023
Property Address29 HORSEBACK RD, CARMEL, ME 04419-3300
Document Number0169590076
Book / Page16959 / 76
Instrument DateSep 28, 2023
Instrument23742
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Venture
Address309 MADAWASKA RD, PALMYRA, ME 04965-4037

Mortgage

Document Number0000023743
DateOct 2, 2023
Instrument23743
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Penobscot County and Carmel Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyPenobscot County
County SubdivisionCarmel Town
Unified School DistrictSchool Administrative District 23 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$3,084.00 (+15.77%)$195,200 (-) Land $45,500 Building $149,700
2024$2,664.00 (+8.29%)$195,200 (-) Land $45,500 Building $149,700
2022$2,460.00$195,200 Land $45,500 Building $149,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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