Kershaw County property record for 41 Horatio Ln, Lugoff, SC 29078
| Property Type | Single Family Home |
|---|---|
| Details | 2,335 sqft · built 2025 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $287,500 (Sep 2025) |
| Tax Bill | $887 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 310-00-01-009-SLE |
| Primary APN | 310-00-01-009-SLE |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,335 sqft Gross Area |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Exterior Material | Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 8,276 sqft (0.19 acres) |
| Account Number | 6331 |
|---|---|
| Street Address | 41 HORATIO LN |
| City | LUGOFF |
| State | SC |
| Zip | 29078-2001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GATE'S VILLAGE SUBDIVISION PHASE ONE LOT 9 |
| Legal Subdivision | GATE'S VILLAGE SUBDIVISION |
| Legal Phase | 1 |
| Legal Lot Number | 9 |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 970905 |
Source: Kershaw County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 41 HORATIO LN, LUGOFF, SC 29078-2001 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 2, 2025 · Amount on Record |
| Deed Sale | Sep 2, 2025 · Amount on Record |
| Deed Document Number | 20257326 |
| Deed Book / Page | 5420 / 275 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Sep 2, 2025 |
| Property Address | 41 HORATIO LN, LUGOFF, SC 29078-2001 |
| Document Number | 0020257326 |
| Book / Page | 5420 / 275 |
| Map Reference | MB D188 PG 7&8 |
| Instrument Date | Aug 29, 2025 |
| Instrument | 2025-7326 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 7, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $747.50 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 41 HORATIO LN, LUGOFF, SC 29078-2001 |
| Document Number | 0020257327 |
|---|---|
| Date | Sep 2, 2025 |
| Instrument | 2025-7327 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2055 |
| Document Number | 0020257328 |
|---|---|
| Date | Sep 2, 2025 |
| Book Page | 5420/295 |
| Instrument | 2025-7328 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Address | AUSTIN, TX 78750 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2055 |
Source: Kershaw County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $887.00 | $280,000 Land $45,000 Building $235,000 | $280,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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