Kershaw County property record for 38 Horatio Ln, Lugoff, SC 29078 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 2024 |
| Square Footage | 2,340 sqft Gross Area |
| Lot Size | 7,841 sqft (0.18 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $281,650 (2024) |
| Tax Bill | $317.00 (2025) |
Source: Kershaw County records · APN 310-00-01-143-SLE
Assessment roll updated November 7, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 38 HORATIO LN, LUGOFF, SC 29078-2001 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 02, 2026 | Deed of Trust, Mortgage · Veterans Administration Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 19, 2024 | Deed, Subdivision Related Transfer · Veterans Administration Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 19, 2024 · Amount on Record |
| Deed Sale | Aug 19, 2024 · Amount on Record |
| Deed Doc Number | 20246927 |
| Deed Book / Page | 5197 / 256 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Apr 02, 2026 |
| Property Address | 38 HORATIO LN, LUGOFF, SC 29078-2001 |
| Document Number | 0000003043 |
| Book / Page | 5559 / 29 |
| Instrument Date | Mar 27, 2026 |
| Instrument | 20263043 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner, 167 |
| Address | 30 HORATIO LN, LUGOFF, SC 29078-2001 |
| Document Number | 0000003043, |
|---|---|
| Date | Apr 02, 2026 |
| Book Page | 5559/29 |
| Instrument | 20263043 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Aug 19, 2024 |
| Property Address | 38 HORATIO LN, LUGOFF, SC 29078-2001 |
| Document Number | 0020246927 |
| Book / Page | 5197 / 256 |
| Map Reference | MB D188 PG 7 |
| Instrument Date | Aug 16, 2024 |
| Instrument | 2024-6927 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 07, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $733.20 |
| Amount Accuracy | From Affidavit or Verified |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38 HORATIO DR, LUGOFF, SC 29078-2001 |
| Document Number | 0020246928 |
|---|---|
| Date | Aug 19, 2024 |
| Instrument | 2024-6928 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2054 |
Source: Kershaw County records · Assessment roll updated November 7, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $317.00 | $281,600 Land $45,000 Building $236,600 | $281,600 |
Source: FEMA National Flood Hazard Layer, Kershaw County (45055C), updated September 28, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 4% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 5,263 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 310-00-01-143-SLE |
|---|---|
| Alternative APN |
|
| Building Area | 2,340 sqft Gross Area |
|---|---|
| Stories | 1 Stories |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Vinyl Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,841 sqft (0.18 acres) |
| Account Number | 6331 |
|---|---|
| Street Address | 38 HORATIO LN |
| City | LUGOFF |
| State | SC |
| Zip | 29078-2001 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | GATE'S VILLAGE SUBDIVISION PHASE ONE LOT 143 |
| Legal Subdivision | GATE'S VILLAGE SUBDIVISION |
| Legal Phase | 1 |
| Legal Lot Number | 143 |
| Jurisdiction | KERSHAW SC |
| Minor Civil Division | ELGIN |
| Census Blockgroup | 2 |
| Census Block | 2000 |
| Census Tract | 970905 |
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