41 Hedges Ave, Chatham, NJ 07928 Property Records

Morris County and Chatham Borough property record for 41 Hedges Ave, Chatham, NJ 07928

Property Summary

Property Type	Single Family Home
Details	2,589 sqft · built 1900
Lot Size	0.342 acres (14,880 sqft)
Owner	2 Individual Names on File
Last Sale	$1,030,000 (Feb 2018)
Tax Bill	$19,650 (2024)
Deeds & Mortgages	Feb 2022 Mortgage Jul 2020 Line of Credit + 1 more
APN	`04-00054-0000-00049`

Property Details

APN / Parcel Number

Primary APN	`04-00054-0000-00049`
Alternative APNs	`040005400049` `20446002`

Interior

Stories	2 Stories
Building Area	2,589 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	14,880 sqft (0.342 acres)
Lot Dimensions	160 ft deep x 93 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	20446002
Street Address	41 HEDGES AVE
City	CHATHAM
State	NJ
Zip	07928-2503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Block	54
Legal Lot Number	49
Jurisdiction	MORRIS NJ
Township / Civil Division	CHATHAM
Census Block Group	1
Census Block	1020
Census Tract	42700

Owner

41 Hedges Ave is owned and occupied by two individuals who bought it in February 2018.

Source: Morris County and Chatham Borough records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	41 HEDGES AVE, CHATHAM, NJ 07928-2503
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jul 24, 2020	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Feb 6, 2018	Grant Deed, Transfer WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 2018 · Amount on File
Deed Sale	Feb 6, 2018 · Amount on File
Prior Sale	Jan 3, 1991 · Amount on File
Deed Document Number	20187620
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	41 HEDGES AVE, CHATHAM, NJ 07928-2503
Transaction Type	Mortgage
Record Updated	Mar 17, 2022
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0243490223
Date	Feb 17, 2022
Book Page	24349/223
Instrument	2022013942

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Jan 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	4.5%
Index	Other
Max Rate	7.5%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	41 HEDGES AVE, CHATHAM, NJ 07928-2503
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0238270575
Date	Jul 24, 2020
Book Page	23827/575
Instrument	2020047973

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MORRIS NJ
Recording Date	Feb 6, 2018
Property Address	41 HEDGES AVE, CHATHAM, NJ 07928-2503
Document Number	0232920159
Book / Page	023292 / 000159
Instrument Date	Jan 22, 2018
Instrument	7620
Transaction Type	Transfer
Record Updated	Feb 16, 2018
Title Company	ACRES LAND TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,030.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 HEDGES AVE CHATHAM NJ 079282503, CHATHAM, NJ 07928-2503

Mortgage

Document Number	232920165
Date	Feb 6, 2018
Book Page	023292/000165
Instrument	7621

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 5, 2048

Tax Assessment & Valuation

Source: Morris County and Chatham Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
Municipality	Chatham Borough
Unified School District	The Chathams School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,213,700 (-) Land $617,900 Building $595,800	$1,213,700 (-) Land $617,900 Building $595,800
2025		$1,213,700 Land $617,900 Building $595,800	$1,213,700 Land $617,900 Building $595,800
2024	$19,650.00
2023		$1,213,700 Land $617,900 Building $595,800	$1,213,700 Land $617,900 Building $595,800
2022	$15,169.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 41 Hedges Ave; there have been 8 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	8 (1978–2021)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Irene, Aug 2011 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 41 Hedges Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHATHAM WATER DEPT serves 8,962 people · EPA ID NJ1404001
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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